Everyday Savings & Investing (ES&I), Business Insights Co-op/Intern (SUMMER at TD Canada Trust

Toronto, Ontario, Canada -

Full Time

Start Date

Immediate

Expiry Date

29 Mar, 26

Salary

74400.0

Posted On

29 Dec, 25

Experience

0 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

SQL, Python, Data Analysis, Communication, Problem Solving, Research, Regulatory Compliance, Process Improvement, Documentation, Critical Thinking, Flexibility, Team Collaboration, Customer Experience, Technical Skills, Innovative Thinking

Industry

Banking

Description

Role Type: Internship/Co-op Work Term: Summer/Term 3 Work Location: Toronto, Ontario, Canada Hours: 37.5 Pay Details: $45,700 - $74,400 CAD TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role. Job Description: WANT TO SHAPE THE FUTURE OF BANKING? Have you ever wondered how North America’s most successful companies develop some of their most innovative ideas? If so, consider exploring TD Invent, the bank's enterprise approach to innovation, creating the products and services of the future. TD Invent is our approach to transforming experiences for customers, colleagues, and the communities we operate in. Behind TD Invent is a community of innovators, patent filers, designers, researchers, developers, and partners who come together to build today's solutions with tomorrow's mindset. TD Invent will introduce you to areas and topics that may make you rethink what it's like to work in financial services. Co-op and Internship opportunities allow you to gain valuable work experience across a number of the businesses at TD. You will work with experienced colleagues, receive world class training, and be part of a community of students across TD, where you will have an impact, grow as individual and experience our culture of care. Our Co-op/Intern Programming is offered with select Co-op and Internship roles and is designed to help you better understand the TD business, build on critical career capabilities, and broaden your professional network. This program is designed to complement your on-the job experience and features: Leadership talks with key Leaders from across the organization Connect and Learns on topics such as Innovation Diversity and Inclusion and Personal Branding and so much more DEPARTMENT OVERVIEW The co-op/intern will join Everyday Savings & Investing (ES&I) line of business and will support any of the following business groups: As a member of the Proactive Monitoring team within Everyday Banking, Savings & Investing (ES&I), your primary responsibility will be to support monitoring of various processes and programs to ensure adherence to regulations, customer promises, desired outcomes, and a focus on improving customer experience. You will play a key role in supporting newly launched projects, and existing processes to identify gaps on an ongoing basis with the goal intervening before customer escalation or impact. You will review data triggers and use business acumen to accurately identify impacts within existing reporting and work with key stakeholders to inform, escalate, and refine our monitoring approach. An opportunity to learn data and build new skills as you view ES&I products from an alternate lens and assist in increasing its resilience. CANADIAN PERSONAL BANKING (CPB) OVERVIEW Canadian Personal Banking (CPB) provides a comprehensive suite of deposit, saving, payment and lending products and advice through a network of 1,062 branches, 3,438 automated teller machines (ATM), mobile specialized salesforce, and telephone, mobile and internet banking services. CPB is comprised of the following line of businesses: Chief Operating Officer (COO) mandate is focused on building and executing innovative strategies for CPB partners that lead to new and deeper customer relationships, new revenue streams, improved colleague and customer experience, and greater productivity overall. The team is comprised of subject matter experts in diverse disciplines across strategy, finance, operations, risk management, regulatory governance, business architecture, change, communications, event planning, talent management, multi-media and more. Real Estate Secured Lending (RESL) & Specialized Sales Force (SSF) help Canadians achieve their homeownership financial goals throughout the entire customer journey with Mortgages and TD Home Equity FlexLines. Canadian Card Payments, Loyalty & Personal Lending (CCPL&PL) is responsible for Credit Card and Personal Lending Banking Products that meet the unsecured borrowing needs of Canadians while enhancing TD's loyalty offerings and partnerships that improve the value propositions for our customers. Everyday Savings & Investing (ES&I) is responsible for the day-to-day banking products (Chequing domestic and cross-border banking, Overdraft Protection, Savings, GICs and Mutual Fund products) that meet the everyday banking savings and investing needs of Canadians Branch Banking Delivery Excellence (BBDE) is responsible for building customer and colleague confidence by supporting approximately 18,000 Branch Banking colleagues in TD's more than 1,100 branches across Canada. CPB Operations focuses on enhancing and enriching how TD supports its customers by delivering specialized credit advice, underwriting, and fulfillment of key processes for Personal Banking. Digital Transformation & Strategy focuses on driving CPB's digital strategy in partnership with our business leaders, journey owners and enterprise stakeholders, including Platforms and Technology and Transformation, Enablement and Customer Experience. JOB DESCRIPTION Main Responsibilities Research, investigate, and detect potential regulatory, operational, policy, process, or customer experience gaps prior to customer escalation. Participate in the development of new monitoring activities through detailed research and understanding of current bank regulations, policies, and processes. Provide consultation for Business Units regarding testing or lessons learned to ensure smooth transition of escalations or prevention from previously identified issues. Review reporting of monitoring for accuracy based on documented expectations. Work with Incident Management, Issue Management, and product owners to effectively escalate problems identified through the testing. Learn core concepts of SQL and Python data analysis using tools and systems created in the team to support Autotesting. Create simple and complex queries to support and validate new and existing processes with a focus on identifying undesirable outcomes as quickly as possible. Analyze and suggest opportunities for continuous improvements within team processes to increase efficacy and simplicity of interactions, technology, and processes. Thoroughly document work, process details, and other supportive details to ensure resiliency and longevity of understanding is sustainable. Skills / Experience SQL and cloud computing concepts Excellent verbal and written communication skills and ability to develop strong relationships with peers, internal, and external stakeholders. Ability to work, research, and resolve issues independently while sharing best practices and knowledge with colleagues. Ability to quickly understand, acquire and apply new technical skills and apply those understandings to diverse requirements and cross-relational problems and solutions. An Innovative, evidence oriented, and critical thinker with an eye to use data to illustrate problems effectively and persuasively. Flexibility to adapt and manage within a dynamic and high change environment. Ability to analyze scenarios to reach acceptable compromises between technology impacts and customer service Asset Skills: Experience in Python is nice to have. Experience in Microsoft Word, Excel, PowerPoint, and Visio is an asset. Experience with JIRA and Confluence is nice to have. JOB REQUIREMENTS Currently enrolled in 3rd – 4th year of an undergraduate degree OR master's degree in of Engineering, Operations, Innovation & Technology, Business / Commerce, Risk, Finance, Economics, Mathematics, Engineering, or related field Must be enrolled in an undergraduate / master's degree with the intent of going back to school at the start of your work term ADDITIONAL INFORMATION Please note that this is a general posting. If you are selected for an interview, more information regarding which business group and the specific job duties will be provided. This position is a 4-month work term and will commence May 4 – August 21, 2026. Applications must include a transcript, cover letter (one letter-sized page or less) and a resume (maximum of 2 pages). We welcome all applications; however, we will only contact qualified candidates chosen for an interview. Thank you for your interest. TD requires employees to reside in the country where the role is located, irrespective of remote working arrangements TD is committed to providing you with the best candidate experience and internship in these unique circumstances. As such, work location and start dates are subject to change. HOURS Monday-Friday, standard business hours INCLUSIVENESS At TD, we are committed to fostering an inclusive, accessible environment, where all employees and customers feel valued, respected, and supported. We are dedicated to building a workforce that reflects the diversity of our customers and communities in which we live and serve. If you require an accommodation for the recruitment/interview process (including alternate formats of materials, or accessible meeting rooms or other accommodation), please let us know and we will work with you to meet your needs. Who We Are TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues. TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you’ve got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we’re here to support you towards your goals. As an organization, we keep growing – and so will you. Our Total Rewards Package Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs. Learn more Additional Information: We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home. Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements. Colleague Development If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD – and we’re committed to helping you identify opportunities that support your goals. Training & Onboarding We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role. Interview Process We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call. Accommodation Your accessibility is important to us. Please let us know if you’d like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process. We look forward to hearing from you! Language Requirement (Quebec only): Sans Objet US Labor & Employment Posters | California Privacy | Accessibility | FAQ Our Values At TD we’re guided by our purpose to enrich the lives of our customers, communities and colleagues, and share a set of values that shape our culture and guide our behavior. In exchange for how our colleagues show up to help TD succeed, we are committed to delivering a colleague experience grounded in Impact, Growth and a Culture of Care. No matter where you work across TD, we empower you to make an impact at work and in your community, explore and grow your career and be part of our caring and inclusive culture. Our Commitment to Diversity, Equity, and Inclusion At TD, we’re committed to fostering an environment where all colleagues are encouraged to bring their authentic selves to work, experience equitable opportunities, and feel respected and supported. We’re dedicated to building an inclusive workforce that reflects the diversity of the customers and the communities in which we live and serve. Helping to Make an Impact in Communities – TD Ready Commitment TD has a long-standing commitment to help drive progress towards a more inclusive and sustainable future. That’s why we launched the TD Ready Commitment in 2018, now a multi-year North American initiative. Under the TD Ready Commitment, we are targeting a total of C$1 billion by 2030 in community giving across four key, interconnected drivers of change: Financial Security, Vibrant Planet, Connected Communities, and Better Health. It’s our goal to help support change, nurture progress, and contribute to making the world a better, more inclusive place for our customers, colleagues, and communities. Learn more: Canada | US | Europe & Asia Pacific

Responsibilities

The co-op/intern will support monitoring of various processes and programs to ensure adherence to regulations and improve customer experience. They will analyze data triggers and work with stakeholders to refine monitoring approaches.