Executive Director, Lending Advisor at Morgan Stanley

Menlo Park, California, United States -

Full Time

Start Date

Immediate

Expiry Date

09 Mar, 26

Salary

299000.0

Posted On

09 Dec, 25

Experience

5 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Lending Solutions, Client Relationship Development, Credit Transactions, Due Diligence, Transaction Management, Business Development, Wealth Management, Risk Management, Credit Underwriting, Financial Regulations, High-Net-Worth Clients, Liquidity Needs, Negotiation, Creative Solutions, International Markets, Escalation Management

Industry

Financial Services

Description

Morgan Stanley Private Bank, N.A. seeks an Executive Director, Lending Advisor in Menlo Park, California Design lending solutions for International Wealth Management clients. Meet with clients and prospects to support relationship development and discuss specific lending opportunities. Provide subject matter expertise to help identify and execute lending requests from new and existing clients. Assess potential lending opportunities by performing due diligence on financial and non-financial information. Create and review credit memos. Negotiate terms on proposed credit transactions. Manage the transaction pipeline, balancing client expectation and timely execution. Provide support to key clients in anticipation of any amendments or lending needs. Escalation management for new transactions. Drive growth across all lending solutions for UHNW clients. Partner with IPBs, Advisors and Field leaders to support growth initiatives including, product awareness, advisor recruiting, NAA strategies, and the integrated Firm. Meet with clients and prospects in partnership with IPB and Advisors fostering client relationships by analyzing and providing creative solutions to clients’ liquidity needs. Drive transaction analysis and support the structuring of complex credit transactions for UHNW clients and prospects. Partner with Product partners ( HNW Lending, Tailored Lending), Legal, WM Risk and Credit Risk Management (“CRM”) to design optimal credit proposals in line with the Firm’s risk appetite and product guidelines, while adhering to the international lending control framework. Provide business support to all complex credit transactions from a designated market. Position requires 2-3 days of domestic (i.e., within the United States) travel each month, including but not limited to travel within the State of California to the cities of Los Angeles, Beverly Hills, San Diego, San Francisco, and Silicon Valley. Salary: Expected base pay rates for the role will be between $299,000 and $299,000 per year at the commencement of employment. However, base pay if hired will be determined on an individualized basis and is only part of the total compensation package, which, depending on the position, may also include commission earnings, incentive compensation, discretionary bonuses, other short and long-term incentive packages, and other Morgan Stanley sponsored benefit programs. Requirements: Requires a Bachelor’s in Information Science, Finance, or a related field and five (5) years of experience in the position offered or five (5) years as a Managing Director, Director, Vice President, or a related field. Five (5) years of experience with: credit origination or credit underwriting experience in a Private Banking or Broker-Dealer platform; underwriting across different asset classes including: portfolio of marketable securities (e.g., equities, investment and non-investment grade bonds, offshore mutual funds, ), commercial real estate, art, aircraft, hedge funds; securities market exchanges across LATAM, EMEA, Asia international markets; Letters of Credit operations, foreign exchange markets, and life insurance structures; offshore wealth-structuring jurisdictions and structures including Personal Holding Companies, Private Investment Companies, and Trusts; the regulatory environment and enhanced due diligence requirements applicable to global clients; Financial regulations including Reg U, Reg T, Rule 11d-1, and Reg W; leveraging accounting, economics, finance, and credit knowledge to create sound credit proposals; managing individual transactions by coordinating with different product and functional partners; business development and partnering with internal and external stakeholders; driving lending strategies; cultivating relationships with high-net-worth individuals; balancing the liquidity needs of wealth management clients in the international segment against risk frameworks; wealth management lending and international markets; and delivering results in a dynamic regulated client-centric environment. Qualified Applicants: To apply, visit us at https://morganstanley.eightfold.ai/careers?source=mscom and enter JR015142 in the search field. No calls please. EOE WHAT YOU CAN EXPECT FROM MORGAN STANLEY: We are committed to maintaining the first-class service and high standard of excellence that have defined Morgan Stanley for over 89 years. Our values - putting clients first, doing the right thing, leading with exceptional ideas, committing to diversity and inclusion, and giving back - aren’t just beliefs, they guide the decisions we make every day to do what's best for our clients, communities and more than 80,000 employees in 1,200 offices across 42 countries. At Morgan Stanley, you’ll find an opportunity to work alongside the best and the brightest, in an environment where you are supported and empowered. Our teams are relentless collaborators and creative thinkers, fueled by their diverse backgrounds and experiences. We are proud to support our employees and their families at every point along their work-life journey, offering some of the most attractive and comprehensive employee benefits and perks in the industry. There’s also ample opportunity to move about the business for those who show passion and grit in their work. To learn more about our offices across the globe, please copy and paste https://www.morganstanley.com/about-us/global-offices into your browser. Morgan Stanley's goal is to build and maintain a workforce that is diverse in experience and background but uniform in reflecting our standards of integrity and excellence. Consequently, our recruiting efforts reflect our desire to attract and retain the best and brightest from all talent pools. We want to be the first choice for prospective employees. It is the policy of the Firm to ensure equal employment opportunity without discrimination or harassment on the basis of race, color, religion, creed, age, sex, sex stereotype, gender, gender identity or expression, transgender, sexual orientation, national origin, citizenship, disability, marital and civil partnership/union status, pregnancy, veteran or military service status, genetic information, or any other characteristic protected by law. Morgan Stanley is an equal opportunity employer committed to diversifying its workforce (M/F/Disability/Vet).

Responsibilities

Design lending solutions for International Wealth Management clients and support relationship development. Assess potential lending opportunities and manage the transaction pipeline while providing subject matter expertise.