About the RoleWe are seeking a commercially minded Credit Officer to join our Finance team. This role is responsible for assessing, structuring and recommending mortgage and development loan applications in accordance with internal credit policy and risk appetite. You will work closely with brokers, borrowers, valuers, solicitors and internal stakeholders to ensure efficient deal flow from initial enquiry through to formal approval.

• ResponsibilitiesAssess residential, bridging and development loan applications (up to $20M)
• Analyse financial statements, servicing position and borrower capacity
• Review and interpret valuation reports and supporting documentation
• Assess security position, LVR, exit strategy and overall transaction risk
• Prepare clear and concise credit submissions and recommendations
• Liaise with brokers, borrowers and professional advisors throughout the application process
• Ensure compliance with internal credit policy and lending parameters
• Manage workflow, inbox and application pipeline efficiently
• Support continuous improvement of credit processes and documentation standards
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