Financial Analyzing: Perform a thorough examination of financial data and credit reports to determine the financial ability of prospective and current customers.
Hazard evaluation: Evaluate the possibility of failure and possible credit risks related to new as well as current customers by using risk assessment tools and procedures.
Examine loan applications, credit lines, and other financial products for viability and possible hazards as part of the underwriting process, making sure that internal guidelines and legal criteria are followed.
Client Interaction: Get in touch with clients to discuss credit terms and conditions, offer advice on credit-related issues, and gather financial data.
Enforce adherence to established credit rules and processes and suggest modifications or updates as needed to reduce risk and enhance credit decision-making.
Report Creation: For management review, create and provide comprehensive credit analysis reports that include financial statements, credit scores, and risk assessment summaries.
Market research: To evaluate possible effects on credit choices and portfolio management, keep up of economic developments, industry trends, and regulatory changes.
Portfolio Management: Keep an eye on and control the organization’s exposure to credit risk, seeing any problems and chances for risk reduction and portfolio enhancement.
Compliance: Make sure that all legal and regulatory standards pertaining to credit reporting and analysis are followed.
Cooperation: Closely cooperate with other divisions, including sales and finance, in order to collect pertinent data and expedite the credit procedure.
Job Types: Full-time, Permanent
Pay: RM3,000.00 - RM4,500.00 per month

Benefits:

• Free parking
• Health insurance
• Opportunities for promotion
• Parental leave
• Professional development

Schedule:

• Day shift
• Monday to Friday

Work Location: In person
Expected Start Date: 07/01/202

Please refer the Job description for details