Financial Crime Analyst at MONEYME

Sydney, New South Wales, Australia -

Full Time

Start Date

Immediate

Expiry Date

24 Feb, 26

Salary

0.0

Posted On

26 Nov, 25

Experience

2 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Fraud Understanding, AML/CTF Typologies, Transaction Monitoring, Investigating Fraud, PEP Screening, KYC Re-verification, Stakeholder Engagement, AUSTRAC Reporting

Industry

Financial Services

Description

Acknowledgement of Country: MONEYME acknowledges Aboriginal and Torres Strait Islander peoples as the first people and Traditional Custodians of the land and waterways throughout Australia. We recognise their continued connection to culture, community and Country, and pay our respects to Elders past and present. View our journey towards reconciliation About MONEYME: MONEYME is a founder-led digital lender and Certified B Corporation™. We challenge the traditional ways of credit and simplify the borrowing experience with digital-first experiences that meet the needs of modern consumers. We offer a range of fast, flexible, and competitively priced products that span our customers’ credit lifecycle, including personal loans, credit cards, and car loans. We deliver unrivalled customer experiences powered by smart technology, speed and efficiency. We are for ambitious Australians that expect more from life and the companies they engage with. We uphold a strong ethos of sustainability and hold ourselves accountable to the high standards of the B Corp movement. Our culture is energetic and driven, and we continually challenge the status quo… we’re nothing like your traditional finance institution. We are Great Place To Work certified for three years running and in 2024 and 2025 we have ranked in the top 30 list of great workplaces. We’re proud to have built a culture where people feel heard, cared for, and empowered to push boundaries. We wouldn’t be able to continually improve and grow as a company without our diverse and exceptional team. What we are looking for: We are looking for a Financial Crime Analyst that understands fraud and AML in the context of credit cards. This role will be responsible for transaction monitoring, looking for trends, assist with rule development to prevent fraud. To be successful in this role you need to have the following: Strong understanding of fraud, AML/CTF typologies, and challenges in digital-first financial businesses. Skilled in assessing transaction monitoring alerts, suspicious matter reports, and internal/external escalations. Experienced in investigating complex fraud and AML schemes and recommending remediation strategies. Knowledgeable in PEP and sanctions screening, with ability to escalate and report as required. Performs daily forensic reviews of fraud detection scenarios and system-generated alerts. Proficient in KYC re-verification, customer risk assessments, and resolving ID discrepancies. Able to develop and implement work plans, prioritise tasks, and enhance AML controls independently. Strong communication and stakeholder engagement skills, able to explain requirements and investigative outcomes clearly. Comfortable with AUSTRAC reporting requirements and processes. What’s in it for you: At MONEYME we believe in rewarding hard work. When the business is winning, so are you and we’re always investing in our employees to explore new projects and develop people’s careers. We have quarterly awards, events, bonuses and more. Some of our perks and benefits we offer to our employees are: Up to 5 additional days of bonus leave per calendar year after 12 months of service for eligible employees. Annual bonuses paid out quarterly. 3 days paid community service and volunteering leave per year. 12 weeks of employer-paid parental leave and two weeks employer-paid leave for secondary carer. Quarterly champion awards and reward trips. Mental health and wellbeing initiatives, health checks, skin cancer checks, free flu vaccination, etc. Team social events, massages in the office, free coffee and much more. MONEYME Limited is an equal opportunity employer, and we value diversity, equity, and inclusion. We are committed to creating a diverse and inclusive workplace and encourage applicants from all backgrounds to apply. We believe that the unique contribution of our employees is a key driver of our success. We stand together – our diversity and inclusion give us an edge.

Responsibilities

The Financial Crime Analyst will be responsible for transaction monitoring and identifying trends to prevent fraud. This role involves investigating complex fraud and AML schemes and recommending remediation strategies.