Financial Crime Analyst - Screening at Modulr

Mumbai, maharashtra, India -

Full Time

Start Date

Immediate

Expiry Date

08 Apr, 26

Salary

0.0

Posted On

08 Jan, 26

Experience

2 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Financial Crime, Regulatory Compliance, Attention to Detail, Analytical Mindset, Communication Skills, Risk Management, Process Improvement, Quality Control, Collaboration, Problem Solving, Time Management, Customer Service, Curiosity, Proactivity, Investigation Skills, Financial Services

Industry

Financial Services

Description

Are you curious, excited by experimentation and always looking for a better way of doing things? Do you want to keep learning and developing whilst getting hands-on experience working in the embedded payments space? Do you want to have the opportunity to high-growth environment with a fast-paced and collaborative culture where you will work with some fantastic clients and partners? If so, we would love to hear from you! This is a great opportunity to support Modulr, the fastest growing payments business in the UK and Europe, in our ambition to scale effectively while maintaining robust, compliant, and efficient financial crime operations. We are seeking a candidate based in India to align with our “Office First” strategy, while collaborating with a geographically distributed team that supports both our UK and European entities. About us At Modulr, our vision is a world where all businesses are powered by embedded payments. Modulr enables businesses, from SMEs to Enterprise, initially across the UK and Europe to efficiently pay-in, collect and disburse funds instantly via a range of payment schemes, accounts, and card products. We have created an industry-leading API platform with comprehensive online tools and access, to meet the demands of daily business payments. We have two routes to market. Our Core Business Payments product allows customers in any sector to connect to us and our expanding network of accounting and payroll platforms, including Sage, Xero, BrightPay and IRIS to automate payments. Our Vertical Solutions targets a growing range of industry verticals which directly connect their IT platforms to our APIs and webhooks. We solve complex payment problems for hundreds of clients in a range of industries, including Travel, Lending, Wage Advance, and Investment & Wealth. We are deeply integrated into the payment eco-system. In the UK, we are direct participants of Faster Payments and Bacs. Modulr hold settlement accounts at the Bank of England. Our payment network connectivity includes CHAPS, Open Banking, SEPA, SWIFT and account issuance in multiple currencies. We are principal issuing members of Visa and Mastercard schemes across UK and Europe. Our regulatory permissions and governance structure are the foundations of our business. We are regulated and supervised as an Authorised Electronic Money Institution (AEMI) in the UK by the Financial Conduct Authority and in the Netherlands by De Nederlandsche Bank. Modulr now has over 400 employees spread globally across offices in London, Edinburgh, Amsterdam, and Mumbai. Modulr values Building the extraordinary; going that extra mile. Owning the opportunity; be passionate and proud of the time you invest. Move at pace; reach goals faster whilst supported on your career journey. Achieve it together, working collaboratively and being a Modulite. The role We are seeking a detail-oriented and driven financial crime Analyst to join our financial crime operations Screening Team. This role plays a key part in maintaining regulatory compliance by supporting customer and transaction screening, managing alerts, making risk-based decisions and ensuring compliance with regulatory standards. The ideal candidate will have a strong understanding of UK and EU AML regulations and will be responsible for ensuring compliance with internal policies and external regulatory expectations. This is a great opportunity for someone looking to deepen their expertise in financial crime risk management and compliance within a dynamic and fast-paced environment. Key Responsibilities: Screening names, entities, and transactions against sanctions, PEP, internal watchlist and adverse media lists. Investigating alerts, validating matches, articulating rationale for decision made, making risk-based decisions and escalating confirmed risks where required to Compliance/AML teams. Maintaining accurate documentation and audit trails for all reviews and decisions. Take ownership of quality control by reviewing your own cases for accuracy and completeness, addressing errors proactively, and meeting internal QC benchmarks. Collaborating with other teams such as Transaction monitoring, Complex investigations, and CDD onboarding teams where required to support risk assessments and process alignment. Driving process improvements and automation to enhance efficiency and reduce false positives. About you: You have experience working in financial crime within a regulated environment (payments, banking, or fintech). You’re detail‑oriented and comfortable following structured processes while maintaining accuracy under time pressure. You can understand and manage priorities effectively, ensuring the most critical tasks are completed first without compromising quality. You take ownership of your work, including quality control, and strive to meet or exceed SLAs. You’re proactive and curious, willing to engage with stakeholders across teams to improve processes and strengthen fraud controls. You communicate clearly and professionally, both in writing and verbally, with internal teams and external partners. You have an analytical mindset and can spot patterns or anomalies that may indicate emerging risks. You are focused on delivering a great service to “customers,” whether they are clients of Modulr, regulators, internal stakeholders, or broader industry participants. You enjoy rolling up your sleeves and doing whatever is required to achieve the goals of the operations team and wider business. You are inquisitive and take proactive approach to problem solving and issue resolution. Skills and experience: Experience working in financial services with a solid understanding of financial crime; a focus on screening/sanctions is desirable but not essential. Good knowledge of various financial crime typologies and investigation skill. You should understand the regulatory landscape Modulr operates in. Strong communication skills for engaging with internal teams and external partners. Ability to work under pressure and meet strict SLAs without compromising accuracy. Proactive in suggesting enhancements to workflows, documentation and procedures. ModInclusion At Modulr, we are working hard to build a more positive diverse and inclusive culture that helps everyone to feel they belong and can truly bring their whole self to work. Not only is it the right thing to do for everyone in the Modulr team, it’s also the right thing to do for our business, the community we operate in and attracting future talent. As part of our approach, we actively welcome applications from candidates with diverse backgrounds. By submitting your CV you understand that we have a legitimate interest to use your personal data for the purposes of assessing your eligibility for this role. This means that we may use your personal data to contact you to discuss your CV or arrange an interview, or transfer your CV to the hiring manager(s) of the role you have applied for. You can ask us at any time to remove your CV from our database by emailing peopleops@modulrfinance.com – but please note that this means we will no longer consider you for the role you have applied for.

Responsibilities

The Financial Crime Analyst will support customer and transaction screening, manage alerts, and make risk-based decisions to ensure compliance with regulatory standards. This role also involves maintaining documentation and collaborating with other teams to enhance efficiency.