Job Description

Role Purpose

Our FCC team works across a broad range of financial crime compliance areas, including anti-money laundering, sanctions, counter-terrorist financing, anti-bribery and corruption, and fraud. We do not hire candidates to cover only one of these areas; instead, we cross-train the team across the broader financial crime risk framework.

You will be responsible for investigating transactions flagged by the Bank’s payment screening system, assessing payment patterns and activity to determine whether they are indicative of potential money laundering or terrorist financing, and escalating or reporting matters as appropriate.

Role Responsibilities

• Perform second-line investigations of transaction screening live payment escalations.
• Maintain detailed records of all investigations and findings
• Provide consistent detailed rationales for decisioning alerts
• Participate in the Unusual Activity Report process
• Provide advisory for the Business on a broad number of financial crimes compliance subjects including anti-money laundering, sanctions, anti-bribery and corruption and fraud.
• Stay up to date with international regulatory developments and enforcement actions within the financial crimes space.
• Participate in the preparation of the annual financial crime compliance risk assessment and MLRO report.
• Support the production and revision of financial crimes compliance policies and procedures.
• Stakeholder management experience with a focus on interaction with the Business; an ability to balance risk management considerations and commercial factors.
• Proactive; think outside of the box in terms of introducing and enhancing reporting, controls, and compliance oversight.
• Any other tasks as necessary
• 
  

Qualifications

• Relevant professional qualification (e.g. ICA, ACAMS AML or equivalent) is desirable

Experience

• Minimum 2 years experience in an AML/Anti Financial Crime related role
• Proficient practical knowledge of UK Anti-Money Laundering requirements including Money Laundering Regulations, Proceeds of Crime Act, Terrorism Act and JMLSG Guidance, staying abreast of regulatory changes and AML/CTF related developments
• Banking Experience - Payments/SWIFT knowledge
• Experience of working with high-risk jurisdictions or emerging markets
• Knowledge of correspondent banking desirable

Skills

• Excellent written and verbal communication skills
• Organised with strong attention to detail
• Self-motivated/positive attitude
• Ability to manage own caseload
• Must be able to work as part of a team and on own initiative
• Maintain a high level of accuracy and attention to detail in a high volume/tight deadline driven environment
• Maintain and improve quality service and products through initiating and implementing new initiatives to drive the department forward

Additional Information

• Hybrid working (3 days on-site)
• Contributory personal pension plan: - Minimum: Employee 2% and Employer 7%. Employer matches contributions in 1% increments to a maximum of: Employee 5% and Employer 10%
• Life Assurance – 4 times annual salary
• Group Income Protection
• Private Medical Insurance – this may include cover for partner and or children at company cost. Cover includes Optical, Dental and Audiology
• Discretionary Bonus
• Competitive Annual Leave
• 2 Volunteering Days
• Benefit Hub
• … more

Job Description

Role Purpose

Our FCC team works across a broad range of financial crime compliance areas, including anti-money laundering, sanctions, counter-terrorist financing, anti-bribery and corruption, and fraud. We do not hire candidates to cover only one of these areas; instead, we cross-train the team across the broader financial crime risk framework.

You will be responsible for investigating transactions flagged by the Bank’s payment screening system, assessing payment patterns and activity to determine whether they are indicative of potential money laundering or terrorist financing, and escalating or reporting matters as appropriate.

Role Responsibilities

• Perform second-line investigations of transaction screening live payment escalations.
• Maintain detailed records of all investigations and findings
• Provide consistent detailed rationales for decisioning alerts
• Participate in the Unusual Activity Report process
• Provide advisory for the Business on a broad number of financial crimes compliance subjects including anti-money laundering, sanctions, anti-bribery and corruption and fraud.
• Stay up to date with international regulatory developments and enforcement actions within the financial crimes space.
• Participate in the preparation of the annual financial crime compliance risk assessment and MLRO report.
• Support the production and revision of financial crimes compliance policies and procedures.
• Stakeholder management experience with a focus on interaction with the Business; an ability to balance risk management considerations and commercial factors.
• Proactive; think outside of the box in terms of introducing and enhancing reporting, controls, and compliance oversight.
• Any other tasks as necessary
• 
  

Qualifications

• Relevant professional qualification (e.g. ICA, ACAMS AML or equivalent) is desirable

Experience

• Minimum 2 years experience in an AML/Anti Financial Crime related role
• Proficient practical knowledge of UK Anti-Money Laundering requirements including Money Laundering Regulations, Proceeds of Crime Act, Terrorism Act and JMLSG Guidance, staying abreast of regulatory changes and AML/CTF related developments
• Banking Experience - Payments/SWIFT knowledge
• Experience of working with high-risk jurisdictions or emerging markets
• Knowledge of correspondent banking desirable

Skills

• Excellent written and verbal communication skills
• Organised with strong attention to detail
• Self-motivated/positive attitude
• Ability to manage own caseload
• Must be able to work as part of a team and on own initiative
• Maintain a high level of accuracy and attention to detail in a high volume/tight deadline driven environment
• Maintain and improve quality service and products through initiating and implementing new initiatives to drive the department forward

Additional Information

• Hybrid working (3 days on-site)
• Contributory personal pension plan: - Minimum: Employee 2% and Employer 7%. Employer matches contributions in 1% increments to a maximum of: Employee 5% and Employer 10%
• Life Assurance – 4 times annual salary
• Group Income Protection
• Private Medical Insurance – this may include cover for partner and or children at company cost. Cover includes Optical, Dental and Audiology
• Discretionary Bonus
• Competitive Annual Leave
• 2 Volunteering Days
• Benefit Hub
• … more