What you will do

• Review and approve Suspicious Activity Reports (SARs) under MLRO delegation to ensure regulatory thresholds are met
• Review investigations and SAR narratives for quality, completeness, and defensibility
• Provide structured feedback to AML investigation teams on investigation quality and SAR narratives
• Identify complex or sensitive cases requiring escalation to MLROs
• Perform second-line oversight of AML controls, with a focus on Transaction Monitoring effectiveness
• Conduct thematic reviews across SAR outcomes, escalation decisions, and typologies
• Assess whether AML risks are adequately covered across products and customer segments
• Contribute to AML input for new products, material changes, and control enhancements
• Analyse AML metrics and trends to identify control gaps, emerging risks, or degradation
• Support governance, documentation, and clear separation of responsibilities across AML teams

Who you are

• Support governance, documentation, and clear separation of responsibilities across AML teams
• Experience in AML, financial crime, or compliance within a regulated financial institution, such as a bank, fintech, payments company, or equivalent
• Strong hands-on experience with SAR processes, including drafting, review, approval support, or filing, and understanding of applicable regulatory thresholds
• Demonstrated understanding of AML risk typologies, escalation criteria, and how regulatory expectations are applied in practice
• Proven ability to apply independent judgement in complex, sensitive, or ambiguous cases
• Experience reviewing the quality, completeness, and defensibility of investigations and regulatory narratives
• Excellent written communication skills, particularly in producing or reviewing clear, structured SAR narratives and regulatory explanations

Awesome to have

• Excellent written communication skills, particularly in producing or reviewing clear, structured SAR narratives and regulatory explanations
• Experience working in, or closely with, a second line of defence, compliance oversight, quality assurance, or risk function
• Exposure to transaction monitoring frameworks, scenario-based monitoring, or assessment of transaction monitoring effectiveness
• Experience supporting MLROs, acting under MLRO delegation, or preparing materials for MLRO decision-making and escalation
• Experience performing thematic reviews, trend analysis, or control effectiveness assessments
• • Familiarity with EU and US AML regulatory frameworks and supervisory expectations, including FIU processes and relevant regulatory guidelines
• Experience contributing to new product risk assessments, regulatory change implementation, or control enhancements
• Please include a CV in English

What you will do

• Review and approve Suspicious Activity Reports (SARs) under MLRO delegation to ensure regulatory thresholds are met
• Review investigations and SAR narratives for quality, completeness, and defensibility
• Provide structured feedback to AML investigation teams on investigation quality and SAR narratives
• Identify complex or sensitive cases requiring escalation to MLROs
• Perform second-line oversight of AML controls, with a focus on Transaction Monitoring effectiveness
• Conduct thematic reviews across SAR outcomes, escalation decisions, and typologies
• Assess whether AML risks are adequately covered across products and customer segments
• Contribute to AML input for new products, material changes, and control enhancements
• Analyse AML metrics and trends to identify control gaps, emerging risks, or degradation
• Support governance, documentation, and clear separation of responsibilities across AML teams

Who you are

• Support governance, documentation, and clear separation of responsibilities across AML teams
• Experience in AML, financial crime, or compliance within a regulated financial institution, such as a bank, fintech, payments company, or equivalent
• Strong hands-on experience with SAR processes, including drafting, review, approval support, or filing, and understanding of applicable regulatory thresholds
• Demonstrated understanding of AML risk typologies, escalation criteria, and how regulatory expectations are applied in practice
• Proven ability to apply independent judgement in complex, sensitive, or ambiguous cases
• Experience reviewing the quality, completeness, and defensibility of investigations and regulatory narratives
• Excellent written communication skills, particularly in producing or reviewing clear, structured SAR narratives and regulatory explanations

Awesome to have

• Excellent written communication skills, particularly in producing or reviewing clear, structured SAR narratives and regulatory explanations
• Experience working in, or closely with, a second line of defence, compliance oversight, quality assurance, or risk function
• Exposure to transaction monitoring frameworks, scenario-based monitoring, or assessment of transaction monitoring effectiveness
• Experience supporting MLROs, acting under MLRO delegation, or preparing materials for MLRO decision-making and escalation
• Experience performing thematic reviews, trend analysis, or control effectiveness assessments
• • Familiarity with EU and US AML regulatory frameworks and supervisory expectations, including FIU processes and relevant regulatory guidelines
• Experience contributing to new product risk assessments, regulatory change implementation, or control enhancements
• Please include a CV in English