Financial Crime Investigations Specialist at Lightyear

Tallinn, , Estonia -

Full Time

Start Date

Immediate

Expiry Date

06 May, 26

Salary

0.0

Posted On

05 Feb, 26

Experience

2 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Financial Crime, AML, Compliance, Investigations, SQL, Communication, KYC, KYB, Legal, Product, Engineering, Case Investigations, Suspicious Activity Reports, Regulatory Developments, Training, Due Diligence

Industry

Financial Services

Description

About Lightyear We’re on a mission to make investing better for everyone in Europe. More specifically, we’re making it light years better (sorry… we had to!). We’re combining multi-currency accounts with unlimited access to global markets so that everyone in Europe can invest without sneaky hidden fees or unnecessary barriers. In just four years, we’ve gone from idea to fully regulated in both the UK and EU, launched across 25 countries, raised $58M, and built a 70+ strong team from Europe’s top fintechs and startups. We’re backed by a stellar line-up of investors – including Lightspeed Venture Partners, Sir Richard Branson, Mosaic Ventures, NordicNinja, and some of Europe’s top founders like Taavet Hinrikus (Wise), Jaan Tallinn (Skype), and Markus Villig (Bolt). What you will do Investigate unusual customer behavior and potential indicators of financial crime. Review and assess payment patterns to detect and escalate suspicious activity related to money laundering, fraud, and other financial crimes. Conduct detailed case investigations using internal tools, open-source intelligence, and third-party data providers. Prepare internal Suspicious Activity Reports (SARs) and support external reporting as required. Coordinate with “Know Your Customer” (KYC), “Know Your Business” (KYB), Payments and Support functions to address cross-functional risks and ensure consistent controls. Collaborate with Legal and Compliance functions on complex case reviews. Monitor regulatory developments and evolving typologies to enhance internal detection capabilities. Support training and awareness initiatives on financial crime prevention across the business. Work cross-functionally with KYC and KYB to provide investigative support or help with due diligence activities during peak periods, ensuring critical compliance tasks are completed without delay. Requirements 2+ years of experience in a Financial Crime, AML, or related compliance role within a regulated financial services firm in the UK or EEA is required. Proven experience designing and implementing compliance processes and workflows from the ground up. Demonstrated ability to work cross-functionally with Legal, Product, and Engineering teams. Working knowledge of SQL is not required but is a strong advantage. Exceptional written and spoken English, with the ability to communicate clearly with customers, partners, and internal stakeholders on a daily basis. Interest in the investment space is beneficial but not essential; a strong willingness to learn is required. Benefits 💵 A competitive startup package with stock options that vest monthly after a one-year cliff 📍 Brand new office in Tallinn (Kalamaja) ⏰ Flexible working hours 🏡 A flexible approach to working remotely - 2 remote days per week 🏥 Private health insurance ☕️ All the usual office facilities, including free tea, coffee & snacks 🐶 Dog-friendly office (20% distracting, but 100% cute: see here) 🚲 Cycling or running to work? We’ve got bike parking and showers

Responsibilities

Investigate unusual customer behavior and potential indicators of financial crime. Review payment patterns to detect suspicious activity related to money laundering and fraud.