Financial Sales Representative- M&I at GULF COAST EDUCATORS FEDERAL CREDIT UNION

Pasadena, Texas, United States -

Full Time

Start Date

Immediate

Expiry Date

24 Mar, 26

Salary

0.0

Posted On

24 Dec, 25

Experience

2 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Financial Sales, Member Relationships, Loan Processing, Cross Selling, Lending Regulations, Compliance, Bank Secrecy Act, Credit Union Policies, Loan Documentation, Customer Service, Interviewing, Financial Analysis, Suspicious Activity Reporting, Truth in Lending, HMDA, Equal Credit Opportunity Act, Fair Credit Reporting Act

Industry

Banking

Description

Description GCEFCU is looking for a Financial Sales Representative who is reliable, driven and takes pride in building strong member relationships to join our lending department. This position will be located at our Mortgage and Insurance building with the ability to float between other branches as needed. The schedule for this position is M-F 8:00am-5:00pm and Saturdays. Essential Functions & Responsibilities: To achieve or exceed the established sales goals through building of member relationships. Responsible for cross selling all credit union products and services to members Interviews member loan applicants to develop information concerning their loan needs, earnings, and financial condition. Prepares loan application for submittal to central underwriting. Prepares and/or reviews all loan documents for completeness and accuracy. Authorize release of collateral on existing loans, changes in loan terms, waivers of payments, due date change, etc. Follows current loans to ensure compliance with terms and coordinates with collections. Also, must have advanced knowledge of lending regulations such as Truth in Lending, HMDA, Equal Credit Opportunity Act, Fair Credit Reporting Act, and other consumer related laws and guidelines. Must maintain a working understanding of the Bank Secrecy Act, NCUA Privacy regulations and other laws related to Truth-in- Savings, Electronic Fund Transfers, and Availability of Funds. Performs as a loan officer ensuring compliance with the Bank Secrecy Act and all governmental agency regulations and Credit Union Policies and guidelines. Responsible for identifying reportable transactions under the Bank Secrecy Act, obtaining required information and reporting transactions. Responsible for complying with Federal Rules and Regulations as required by NCUA. Alerts supervisory personnel to any suspicious activity regarding transactions including forgery, theft, fraud, kiting, customers that appear to be avoiding CTRs. EOE Disabled/Veteran

Responsibilities

The Financial Sales Representative is responsible for achieving sales goals by building member relationships and cross-selling credit union products. They will also interview loan applicants, prepare loan applications, and ensure compliance with lending regulations.