Financial Support Consultant at OneSavings Bank PLC

Gillingham, England, United Kingdom -

Full Time

Start Date

Immediate

Expiry Date

08 Jul, 26

Salary

30000.0

Posted On

09 Apr, 26

Experience

2 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Customer service, Financial services, Arrears management, Telephone communication, Negotiation, Empathy, Active listening, Conflict resolution, Data entry, Regulatory compliance, Problem solving, Verbal communication, Written communication, Attention to detail

Industry

Financial Services

Description

About the team The Financial Support Team are here to support our customers whenever they are experiencing financial difficulties. We focus on delivering good, tailored outcomes for customers who are struggling with their mortgage payments. We have a passion for doing the right thing for customers and ensuring that we fulfil all of our obligations. What you will be doing? This is a contact centre based position where as Financial Support Consultant you will be liaising with customers over the phone, via email, via letter and utilising text messages. You will need to spend time reviewing their financial situation and understanding their individual circumstances. You will then work with our customers on a tailored solution to aid with the clearance of their arrears whilst delivering outstanding customer service. Your responsibilities will include… Communicating effectively with customers to understand their financial situation, asking exploratory questions in order to agree suitable arrangements for repayment Using a variety of communication channels to ensure timely interaction with customers predominantly via telephone, but also via email and letters Ensuring a consistently high level of customer service Making business and customer orientated decisions on suitable next steps whilst ensuring there is a good customer outcome throughout the journey Identifying customers that show signs of vulnerability and working within the Group’s framework to ensure suitable steps are taken Updating system notes to accurately reflect the conversation with the customer Developing your overall performance based on feedback shared from the Quality Assurance team regarding the quality of your call handling, case handling and effectiveness This is a challenging and highly rewarding role, supporting our customers at their most difficult times to find the best outcome to support their financial needs. You will be provided with full training on how to deal with various types of queries, and how to ask the right questions to negotiate and work with the customer to find a suitable solution. The hours of work will be 35 hours per week with differing working patterns between 0800 – 1800 hours. We also offer part time positions with shifts of 0800 – 1300 hours or 1300 – 1800 hours, please get in touch with us to learn more about our part time opportunities. What's in it for you? We offer a full time base salary dependent on experience of between £26,500 – £30,000 and a competitive benefits package including: Enhanced family-focused benefits Hybrid-working Annual bonus opportunity Please use this link to see the fantastic benefits available at OSB: OSB Careers About us OSB Group is a specialist mortgage lender and retail savings bank. Alongside passion for our products and customers, we're passionate about our people and want to continue building a collaborative and engaging environment! Do you have the skills? We are looking for talented individuals who have the experience and knowledge set out below: Previous work experience in a financial services or regulated environment in a customer focused arrears role Comfortable speaking to customers on the phone and dealing with a high volume of calls Strong verbal negotiation, communication, empathy and listening skill Next steps If this sounds like you, please apply now! For internal applications please visit the internal careers page to apply. Still on the fence? Hear from our team or explore our process: OSB Careers Shortlisted candidates will go through a personalised recruitment process, that is relevant and conversational – inclusive any individual reasonable support required. We want to bring out the best in you! Diversity, Equity & Inclusion Not sure if you meet the spec? Let us decide. Research tells us that those from marginalised groups feel like they need to meet 100% of the criteria to apply. Here at OSB, we are committed to inclusivity and understand the value different experiences and perspectives can bring, so please don’t feel like you need to check every box to apply for a role internally. We champion diversity at all levels, with Board-level Diversity Champions tracking our progress. We are proud to be signed up to the Women in Finance Charter to actively support the growth and development of senior women in our sector and are dedicated to treating all our employees and job applicants equally, opposed to discrimination on any grounds.

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Responsibilities

The consultant will manage customer arrears by reviewing financial situations and negotiating tailored repayment arrangements via multiple communication channels. They are responsible for identifying vulnerable customers and maintaining accurate system records while ensuring high-quality service standards.