FinCrime Investigations - AML Investigator at Wise

Tallinn, Harju, Estonia -

Full Time

Start Date

Immediate

Expiry Date

10 Jun, 26

Salary

2275.0

Posted On

12 Mar, 26

Experience

0 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

AML Investigations, Anti-Money Laundering, Investigating Suspicious Activity, Payment Activity Assessment, Document Analysis, Escalation Procedures, Logical Thinking, Communication, Judgment Calls, Working Under Pressure, Multitasking, Proactivity, Team Player, Feedback Orientation, English Proficiency

Industry

Financial Services

Description

Job Description We’re looking for FinCrime Investigators to join our growing AML Investigations team in Tallinn. This role is a unique opportunity to have an impact on Wise’s mission, grow as a specialist in anti-money laundering and help save millions of more people money. If you're interested in the position, please apply by submitting your CV and Cover Letter in English. In your Cover Letter, please explain your interest in this role and why you want to join the AML team. Your mission: Wise has already pioneered new ways for people to transfer money across borders and currencies. Our customers can also manage their hard-earned money with the world’s first platform to offer true multi-currency banking. Your mission is to protect customers and Wise by investigating and reporting suspicious activity. Here’s how you’ll be contributing to the AML Investigation Team: Carry out reviews on alerted accounts on the basis of both internal and external information; Assess actual payment activity and payment patterns; Obtain further supporting information to mitigate ML/TF concerns; Request and analyse supporting documents when needed; Take ownership of an individual investigation and escalating any suspicious activity in accordance with internal procedures; Participate in an active feedback loop between the AML Investigation team and the developers/product teams to improve our product quality from a compliance perspective; Other ad hoc duties that need to be done. Qualifications Your verbal and written English skills are excellent; You have an exceptionally inquisitive mind. You are always looking out for more information where available, however, you are able to cut through the noise; You have a great eye for detail. You are meticulous and can look at information with factual precision; You have exceptional logical thinking. You are naturally able to interpret data and draw logical conclusions; You have great communication skills, both written and verbal. You are able to express your thoughts concisely and logically; You’re able to articulate and justify your decisions. You are confident and comfortable making independent judgement calls; You’re able to work under pressure. You can multitask efficiently and take responsibility in challenging situations; You’re curious, keen to learn and proactive by nature; You’re a true team player but happy working alone on independent projects; You’re open to and value feedback in order to improve; Previous experience in AML or investigating suspicious activity will be beneficial. Additional Information Important Information for Candidates: Application Requirements: If you have applied for this same role within the last 6 months, we will be unable to progress with your application at this time. If you currently have an active application for another role within Wise, we might await the outcome of that process before reviewing your application for this position, as we process one application per candidate at a time. Role Timeline: This position remains open until we have identified sufficient strong candidates. Please note that we are currently hiring for future AML team onboardings, so your start date will depend on training capacity and business needs. During the offer stage, you may be presented with a future start date several months ahead, aligned with training team availability and cohort scheduling. When to expect a response: We aim to respond to all applicants as quickly as possible. However, due to high application volumes, there may be some delays. Here are our expected review timeframes: CV & Cover Letter Review - 2 working days Maki People Assessment - 5 working days Final Interview - 5 working days Application stages for this position: CV & Cover Letter Review Maki People Assessment (3 calendar days for completion) Final Interview (60 minutes) Benefits: Brutto Salary: 2275 EUR Restricted Stock Units (RSU) Paid Sabbatical after 4 years with us Other Benefits For everyone, everywhere. We're people building money without borders — without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable and inclusive. We're proud to have a truly international team, and we celebrate our differences. Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers. If you want to find out more about what it's like to work at Wise visit Wise.Jobs. Keep up to date with life at Wise by following us on LinkedIn and Instagram. Compensation: EUR 2275 - EUR 2275 - monthly

Responsibilities

The mission is to protect customers and Wise by investigating and reporting suspicious activity, which involves carrying out reviews on alerted accounts based on internal and external information. Responsibilities include assessing payment patterns, obtaining supporting information to mitigate ML/TF concerns, and taking ownership of individual investigations.