FinCrime Reporting Specialist at Wise

Tokyo, Tokyo, Japan -

Full Time

Start Date

Immediate

Expiry Date

23 Jun, 26

Salary

6800000.0

Posted On

25 Mar, 26

Experience

0 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Financial Crime, SAR Reporting, Japanese Fluency, English Communication, AML, Fraud Detection, Investigations, Regulatory Compliance, Data Analysis, Report Drafting, Time Management, Attention To Detail, Collaboration, Confidentiality, Risk Management

Industry

Financial Services

Description

Company Description Wise is a global technology company, building the best way to move and manage the world’s money. Min fees. Max ease. Full speed. Whether people and businesses are sending money to another country, spending abroad, or making and receiving international payments, Wise is on a mission to make their lives easier and save them money. As part of our team, you will be helping us create an entirely new network for the world's money. For everyone, everywhere. More about our mission and what we offer. Job Description What to expect from our hiring process; Application - our team will review your application within 5 days A short Skills Assessment via Maki People to give you a sense of the types of skills and tasks relevant to the role you’re applying for First / Final interview - a 60 minute video interview with the hiring team to deep dive into your experience We’re looking for a Financial Crime Specialist (SAR Reporting) to join our Tokyo team and help protect millions of customers around the world. At Wise, you’ll work closely with global teams across Europe, the Americas, and Asia — giving you firsthand exposure to international financial crime frameworks, processes, and regulations. It’s a great opportunity to expand your expertise beyond Malaysia, learning how different markets approach financial crime risk management and compliance. You’ll build deep knowledge in financial crime investigations, typologies, and SAR reporting — all while contributing to a fast-growing global fintech that’s making money movement fairer and safer for everyone. Fluency in Japanese (written and verbal) is essential for this role, as you'll be working with cases and documentation in the language on a daily basis. If you’re passionate about financial crime prevention, eager to grow in a dynamic and international environment, and ready to make a real impact — we’d love to have you on our team. Key Responsibilities: Review and Analyse: Review customer accounts and transaction patterns for unusual or suspicious activity, identify potential red flags related to money laundering, fraud, or other financial crimes. Provide input on process improvements and backlog exercises. Prepare Suspicious Activity Reports: Draft and submit reports based on findings, ensuring that all necessary details are accurately documented and submitted in compliance with regulatory requirements. Collaborate: Work closely with other financial crime and compliance teams and departments to ensure that suspicious activities are properly investigated, documented and reported. Act as a point of escalation for complex cases from other operations teams, providing guidance and expertise. Adhere to Regulatory Guidelines: Stay up-to-date on financial crime regulations, laws, regional best practices, and related reporting requirements. Maintain Confidentiality: Safeguard sensitive information, ensuring all reports and documentation are handled with the highest level of confidentiality and integrity. Communicate: Liaise with financial institutions and law enforcement agencies as needed. KPIs: Take a proactive approach to consistently achieve individual and team targets (KPIs, SLAs, QA), demonstrating a strong commitment to both quality and speed. This includes meeting deadlines reliably, optimizing processing times, and taking full ownership and accountability for all responsibilities to deliver exceptional results. Continuous Learning: Participate in training sessions and remain knowledgeable about emerging trends and tools in financial crime detection. Qualifications Language Skills: Fluency in Japanese (written and verbal). You must also be able to communicate clearly and professionally in English as well. Experience: Previous experience in a financial crime-related field (AML, fraud detection) is a plus, but not required. We are open to candidates who are highly detail-oriented, willing to learn, and have transferable skills. Strong Attention to Detail: Ability to handle routine tasks with high accuracy and maintain consistency in work product, even under pressure. Analytical Skills: Ability to analyze financial transactions, identify patterns, and make informed decisions based on regulatory requirements and risk factors. Communication Skills: Strong written and verbal communication skills, particularly for drafting clear, detailed reports. Time Management: Ability to work effectively under tight deadlines and manage multiple priorities with precision and accuracy. Ethical Integrity: A strong understanding of the importance of confidentiality and the ethical considerations in financial crime investigations. Autonomy: This role requires taking initiative and effectively resolving issues within established frameworks. Additional Information For everyone, everywhere. We're people building money without borders — without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable and inclusive. We're proud to have a truly international team, and we celebrate our differences. Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers. If you want to find out more about what it's like to work at Wise visit Wise.Jobs. Keep up to date with life at Wise by following us on LinkedIn and Instagram. Compensation: JPY 6800000 - JPY 6800000 - yearly

Responsibilities

The specialist will review customer accounts and transaction patterns to identify suspicious activity related to financial crimes, and will be responsible for drafting and submitting Suspicious Activity Reports in compliance with regulations. This role also involves collaborating with internal teams, acting as an escalation point for complex cases, and liaising with external agencies when necessary.