First Line Risk Officer - Asset Finance at Pepper Money

Sydney, New South Wales, Australia -

Full Time

Start Date

Immediate

Expiry Date

29 Jul, 26

Salary

0.0

Posted On

30 Apr, 26

Experience

2 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Asset finance, Credit, Settlements, Risk management, Compliance, Governance, Control monitoring, Process improvement, Regulatory compliance, Data analysis, Stakeholder management, Communication, Attention to detail, Organizational skills, Assurance reviews

Industry

Financial Services

Description

Who We Are At Pepper Money, we’re dedicated to helping people succeed—whether it’s buying a family home, a dream car, developing professionally, or growing their business. We’ve become one of the largest, most trusted, and award-winning non-bank lenders in Australia and New Zealand. Over our 26 years, we’ve achieved a lot, but our proudest accomplishment is helping over half a million Australians reach their goals with our ever-expanding lending options. The Role This role sits in the first line of accountability (Line 1) and plays a critical part in providing confidence to the Asset Finance business by monitoring key risks as well as reviewing and improving the quality of originations processes — particularly across Credit and Settlements. You’ll work closely with stakeholders across Asset Finance and Line 2 Operational Risk & Compliance to identify process gaps, policy breaches and improvement opportunities, while helping ensure we continue to meet Pepper’s regulatory and risk obligations. This secondment is a great opportunity to broaden your exposure to risk, governance and control monitoring, while deepening your understanding of how Asset Finance operates end‑to‑end. * Complete assurance reviews and control monitoring activities across Asset Finance Originations, along with targeted reviews as directed by your Manager. * Capture and report review outcomes in line with agreed targets, supporting leaders to identify process gaps, policy breaches or exceptions. * Escalate and document identified risks in a timely manner, supporting effective risk management and decision‑making. * Support your Manager with GRC-related activities, including identification & reviews of incidents, issues and continuous improvement actions when required. About you We’re looking for someone who is curious, detail‑oriented and keen to build deeper capability in risk and governance, with a strong understanding of Asset Finance processes. * Experience within Asset Finance, Credit, Settlements, Operations, Risk or Compliance, with a solid understanding of origination processes. * Strong attention to detail and the ability to review, assess and challenge processes against policy and regulatory requirements. * Confidence in communicating findings and recommendations in a clear, practical and constructive way. * A proactive mindset, with a willingness to identify improvement opportunities and support positive change. * Strong organisational skills, with the ability to manage competing priorities and meet agreed timeframes. * An interest in developing your career in risk, governance or assurance, and gaining broader business exposure. At Pepper Money, collaboration is just as vital as your skills. Our values are the heartbeat of our success, driving everything we do: Can Do: We think outside the box and harness the power of teamwork to achieve the extraordinary. Balanced: We set our customers up for success, crafting win-win outcomes that are both human and profitable. Real: We keep it honest and respect everyone, building genuine connections. Our Benefits At Pepper, we're dedicated to making this a fantastic place to work and supporting you every step of the way. Enjoy a values-driven, diverse environment with a leadership team that inspires success and a culture that rewards excellence. We're always finding new ways to make Pepper a place for everyone: * Development: a full suite of development opportunities and a great team to learn from * Recognition: Celebrate efforts with our Spice Reward and Recognition Program and diversity through our DE&I initiatives * Flexibility: Embrace our hybrid working model, flexible parental leave policies and purchased leave options * Health and Wealth: Free gym membership, discounted health insurance policies, novated leasing and staff loan rates to manage your mind, body and wallet! * Referral Bonus: Earn $2000 for referring great people. For more information on Pepper visit www.peppermoney.com.au [http://www.peppermoney.com.au]. Pepper is proud of our inclusive and diverse workplace that we have built over the last 26 years. Diversity is embedded in our people practices, the way we communicate and connect with each other, and it is recognised throughout our values.

Responsibilities

The role involves monitoring key risks and improving origination processes within the Asset Finance business. You will conduct assurance reviews, report on process gaps, and collaborate with stakeholders to ensure regulatory and risk obligations are met.