Fraud/Investigation Specialist - (On-site) at HERITAGE BANK

Tacoma, Washington, United States -

Full Time

Start Date

Immediate

Expiry Date

15 Oct, 26

Salary

35.54

Posted On

17 Jul, 26

Experience

2 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Fraud Analysis, Financial Investigations, Risk Mitigation, SAR Reporting, Regulatory Compliance, Case Documentation, Data Review, Problem Solving, Time Management, Business Communication, MS Office, Customer Service

Industry

Banking

Description

Heritage Bank currently has an exciting opportunity within our organization! Our Risk and Compliance team is seeking a full-time fraud/investigations specialist to identify suspected and potential fraud related transactions and conduct complete investigations for assigned cases. This position is fully on-site at the Southern Operations Center in Tacoma, WA. Base Salary Range: Level I - $22.04 - $27.55 - $33.06 per hour Level II - $23.69 - $29.61 - $35.54 per hour Depending on qualifications and experience, Fraud/Investigations Specialist I or II may be considered. The Role at a Glance: * Performs analysis of assigned accounts and activity. Triage risk and determine appropriate action using internal tools and information sources. * Obtains and provides detailed documentary evidence to support confirmed fraud activity necessary to prepare cases or alerts for a criminal prosecution, referral to law enforcement, and collections, as appropriate. * Documents daily review and analysis of suspicious transactions, communicates a summary to appropriate parties. * Ensures compliance to appropriate Federal Regulations and SAR reporting requirements. * Actions assigned accounts based on established department procedures to mitigate and minimize risk and risk-related exposure. * Partners with internal/external customers, business partners, peer groups, management, law enforcement and other issuing parties to ensure effective communication on fraud related cases and concerns. * Builds and maintains relationships with contacts throughout the industry. * Contributes to the success of the department with willingness to share in all department responsibilities, as required or assigned. * Gains working knowledge of, and ensures bank activities are performed in compliance with, all state and federal banking laws and regulations applicable to assigned area. * Understands and complies with all policies, procedures, standards and guidance relevant to assigned job responsibilities. Core Skills and Qualification: * Leve I - 1+ year recent experience in bank operations and/or retail banking required. Experience working in a fraud, compliance, or risk environment within the financial services industry or financial investigations experience in Federal, State or local law enforcement preferred. * Level II - 3+ years recent / relevant experience working in a fraud, compliance, or risk environment within the financial services industry or financial investigations experience in Federal, State or local law enforcement * Professional credentials in fraud risk management preferred. Equivalent combination of education, experience and training may be considered. * Provides an exceptional level of quality service for internal/external customers; responds to customers' needs, questions, and concerns in an accurate, effective, and timely manner. * Ability to develop and maintain positive working relationships with all levels of bank personnel. * Effective verbal and written business communication and presentation skills, with the ability to communicate issues and follow up items in person, over the phone and via email; ability to read, write, speak and understand English well. * Detail oriented with organizational, problem-solving, data review and time management skills; with the ability to manage multiple assignments, and reporting requests ensuring that priorities are set and commitments and deadlines are met, with direct and moderate oversight and supervision. * Basic understanding and working knowledge of principles, procedures, requirements, regulations, and policies related to assigned area, as well as the Bank’s policies, procedures, products, and services. * Unquestionable integrity in handling sensitive and confidential information required. * Basic use and understanding MS Office products (Word, Excel, Outlook), with the ability to learn and adapt to new technologies quickly. Working Environment/Conditions: * Climate controlled office environment. * Work involves being able to concentrate on the matter at hand, under sometimes distracting work conditions and frequent employee and/or customer contacts and interruptions during the day. * Work requires regular attendance, punctuality and adherence to agreed-upon schedule with willingness to work a flexible and/or rotating schedule and or extended hours, and assist at other locations or remotely, as needed. Physical Demands/Effort: * Work may involve the constant use of computer screens, reading of reports, and sitting throughout the day. * Ability to operate a computer keyboard, multi-line telephone, photocopier, scanner and facsimile which often requires dexterity of hands and fingers with repetitive wrist and hand motion. * Typically sitting at a desk or table; intermittently standing, stooping, bending at the waist, walking, climbing, kneeling or crouching to file materials. * Occasional lifting and/or moving up to 10 lbs. (files, boxes, etc.) At Heritage Bank, we work hard, but we also know how important it is to take time off to stay healthy, relax, and spend time doing what makes your heart happy! As part of our team, you’ll enjoy a total rewards package, which includes base salary based on the role, experience, and skill set, along with an exceptional benefits package (medical, dental, vision, life insurance, 401(k), community volunteer time), and generous time off policy. Full-time team members receive a minimum of 10 paid vacation days annually* and eight hours of paid sick leave per month*, while also enjoying 11 paid holidays each calendar year, and an annual float day. *pro-rated from start date and/or hours worked. To view Benefits Summary: Apply > Current Openings > position > attachment. The above statements are intended to describe the general nature and level of work being performed and are not an exclusive list of all qualifications for this position. Heritage Bank is an Equal Opportunity Employer All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, protected veteran status, disability, or any other basis protected by applicable law. Job applicants have certain legal rights. Please click here [https://careers.heritagebanknw.com/working-here/applicant-disclosures/] for information regarding these rights. If you need assistance completing the online application, please email: HBRecruiting@HeritageBankNW.com [HBRecruiting@HeritageBankNW.com] Salary Range Disclaimer The base salary range represents Heritage Bank’s current salary range for the position. Actual salaries will vary depending on factors including, but not limited to, qualifications, experience, and job performance. The range listed is just one component of Heritage Bank’s total compensation package for full time and part time employees. Depending on position, other total compensation rewards may include, monthly, quarterly or annual incentive, and/or bonuses. ##JobCategory:Compliance / Audit## ##Street:3615 Pacific Avenue## ##City:Tacoma## ##State:WA## ##ZipCode:98418## ##Internal:false##

Responsibilities

Identify and investigate suspected fraud transactions to mitigate risk and minimize exposure. Prepare detailed documentary evidence for criminal prosecution and ensure compliance with Federal Regulations and SAR reporting requirements.