Fujitsu is a leading information and communication technology (ICT) company, headquartered in Japan, offering a full range of technology products, solutions, and services. Approximately 132,000 Fujitsu people support customers in more than one hundred countries. We use our experience and the power of technology to shape the future of society with our customers.
We are a corporate culture that places immense value on the pursuit of new, previously unimagined possibilities—and bringing them to fruition has been the foundation of Fujitsu’s success since our inception. In an increasingly competitive world, in which the pace of change continues to accelerate, Fujitsu strives for continuous innovation. With a spirit of challenge and an innovative mindset, we are committed to creating new value for the world, our customers, and our employees.
Wayfinders is Fujitsu’s new business and technology management consulting firm built for the AI era. The mission of Wayfinders is to help customers define how they should harness the power of technology to outperform their peers and drive new frontiers of growth and profitability. We help customers from opportunity to outcome; we work with them to develop their strategy, implement it at scale, and maximize their return on investment. We do all this by weaving AI into our consulting process and building our customers’ capabilities so they can leverage AI at scale across their enterprise.
Position Overview: Business Solution Architect – Consumer Banking & Lending (BFSI)
We are seeking a seasoned Solution Architect to lead business & technology strategy, architecture, and transformation design across the Consumer Banking & Lending domains within the BFSI sector. This role requires deep functional understanding of retail banking, lending products, and customer lifecycle journeys, combined with the ability to architect scalable, secure, and modern technology solutions that drive business growth, compliance, and operational agility. The ideal candidate will bring cross-domain expertise in banking operations, digital customer experience, data architecture, lending lifecycle (origination through servicing and capital markets), and technology modernization.

REQUIRED EXPERIENCE & QUALIFICATIONS

• At least 15 years of Technology Experience with at least 10 years as a Business Solution Architect in Consumer Banking and Lending
• 
  Expertise in core banking systems (e.g., Finastra, FIS, Fiserv, Temenos) and loan management systems (e.g., Encompass, Empower, MSP, Black Knight, ICE).
• 
  Experience in Personal Loans, Auto Lending, Mortgage Origination/Servicing/Capital Markets, Digital Channels, and Customer Identity & Onboarding.
• 
  Familiarity with Open Banking, Embedded Finance, Fintech APIs, and regulatory standards (FCRA, HMDA, RESPA, TILA).
• 
  Experience in designing and deploying AI/ML solutions in BFSI, particularly in underwriting, customer insights, fraud prevention, or intelligent process automation.

PREFERRED QUALIFICATIONS

• 
  TOGAF, Zachman, SAFe Architect certifications.
• 
  Cloud certifications: AWS/GCP/Azure.
• 
  Experience with Blend, Roostify, nCino, Upstart, Plaid, Mambu.
• 
  Exposure to AI/ML in intelligent underwriting, fraud detection, and collections.
• 
  Familiarity with AI platforms and frameworks (e.g., TensorFlow, SageMaker, Vertex AI) and experience integrating AI into core banking or lending platforms.
• 
  Experience with GSE platforms (Fannie Mae DU, Freddie Mac LPA).
  Soft Skills & Attributes
• 
  Exceptional analytical, facilitation, and presentation skills.
• 
  Strong leadership and mentoring capabilities.
• 
  Business acumen and alignment of IT strategies to banking goals.
• 
  Ability to work in agile, cross-functional environments.

Architecture Design & Strategy
-
Develop comprehensive end-to-end business solution architectures for banking and lending capabilities including account opening, onboarding, personal loans, auto finance, and residential mortgages.
-
Define and maintain architecture blueprints, reference models, and system integration patterns across core, digital, data, and cloud layers.
-
Provide leadership for legacy modernization initiatives including core banking replacement, lending platform upgrades, and omni-channel transformation.