Overview:
Functional Test Lead - Payments & Deposits-TCS BaNCS for Banking Project
Functional Test Lead to manage and execute functional testing activities for Payments and Deposits modules in a TCS BaNCS core banking project & requires strong expertise in banking operations, deep understanding of payment systems and deposit products, and experience leading testing teams through all phases of the QA lifecycle

Responsibilities:

• Define the functional test strategy for Payments (domestic & international) and Deposits (CASA, Term, Recurring) modules in TCS BaNCS.
• Create test plans, scope, test effort estimation, and schedules in alignment with project timelines and quality standards.
• Identify key test scenarios and high-risk areas for priority focus.
• Review business requirements, functional specifications, and process flows to create detailed test cases and test data.
• Lead execution of System Integration Testing (SIT) and support User Acceptance Testing (UAT) and regression testing cycles.
• Perform interface and end-to-end testing for payment systems and deposit workflows.
• Drive defect triage meetings, track defects, and coordinate with development teams and the TCS product team for resolution.
• Ensure clear documentation and classification of defects and facilitate root cause analysis.
• ead a team of functional testers and ensure test deliverables meet quality standards and project requirements.
• Ensure adherence to QA governance, testing best practices, and regulatory compliance (e.g., AML, KYC, transaction monitoring

Essential skills:

Strong hands-on experience with TCS BaNCS – Payments and Deposits modules:

• Payments: RTGS, NEFT, IMPS, SWIFT, ACH, ISO 20022.
• Deposits: CASA (Current & Savings Accounts), Term Deposits, Recurring Deposits, Interest calculation, maturity processing

Desired skills:

• Strong understanding of core banking operations, fund transfers, payment validations, and deposit lifecycle.
• Familiar with test management tools like JIRA, HP ALM, or Quality Center

Experience:
8–10 years of experience in QA/testing with 3+ years as a Functional Test Lead in banking domain projects

• Define the functional test strategy for Payments (domestic & international) and Deposits (CASA, Term, Recurring) modules in TCS BaNCS.
• Create test plans, scope, test effort estimation, and schedules in alignment with project timelines and quality standards.
• Identify key test scenarios and high-risk areas for priority focus.
• Review business requirements, functional specifications, and process flows to create detailed test cases and test data.
• Lead execution of System Integration Testing (SIT) and support User Acceptance Testing (UAT) and regression testing cycles.
• Perform interface and end-to-end testing for payment systems and deposit workflows.
• Drive defect triage meetings, track defects, and coordinate with development teams and the TCS product team for resolution.
• Ensure clear documentation and classification of defects and facilitate root cause analysis.
• ead a team of functional testers and ensure test deliverables meet quality standards and project requirements.
• Ensure adherence to QA governance, testing best practices, and regulatory compliance (e.g., AML, KYC, transaction monitorin