Group Senior Internal Auditor
at
Ghobash Trading and Investment.
Dubai, Dubai, United Arab Emirates
-
Full Time
Start Date
Immediate
Expiry Date
18 Nov, 26
Salary
0.0
Posted On
20 Aug, 26
Experience
0 year(s) or above
Remote Job
Yes
Telecommute
Yes
Sponsor Visa
Yes
Skills
Industry
Banking & Credit
Description
Support Head of Credit Risk who supports the first line of defense across a number of geographies either as a principle or secondary point of contact. The GCA is to work across all types of transaction including sovereign, corporate and financial institutions.
The GCA is to provide support in terms of interpretation of the Group Credit Policy its related Standards and Procedures.
The GCA is available for consultation on Credit Application Forms (CAF) as to whether the CAF is adequate in terms of its explanation and mitigation of the risks associated with the transaction under discussion.
On submission of the CAF the GCA ensures that it is in compliance with group policies and requirements. Comments on any deficiencies and indicate a level of support, be it positive, negative or conditional for the submission.
On a sample basis (minimum of 10%) the GCA ensures that spreadsheets have been compiled correctly, covenants have been complied with and any additional conditionality delivered.
The GCA is to ensure that any documentation outstanding on the OOO (Out of Order) report is covered in the CAF and reasons provided to mitigate any potential risk.
The GCA is to monitor developments in the countries he/she covers. There is an expectation of travel to the countries on an annual basis with such visits informing the annual review of the bank’s exposure in that country.
The GCA is to monitor the completeness of the annual reviews from a country and ensure that they are delivered on a timely basis.
From time to time the GCA will be required to assist in delivery of reports on sectors within a country or assist in the compilation of a wider report across many jurisdictions.
As part of the portfolio management process the GCA must identify any relationships or sectors that could result in elevated credit risk or non-repayment of the borrower’s obligations. All such names must appear on the report – Accounts Requiring Close Monitoring before being downgraded to a Risk Rating 8.
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