We have a fantastic opportunity for a Head of Credit to join the company to join our team. Based in our Belfast office, you will report to the Chief Financial Officer to lead and manage all credit risk initiatives.

WHAT YOU’LL BE DOING:

• Strategic Credit Management: Develop and implement a proactive credit strategy that aligns with the company’s commercial goals while managing risk exposure across all markets (including export/international markets)
• Team management and leadership: Lead and mentor the credit control team
• Credit Risk Assessment: Conduct thorough credit evaluations of new and existing customers using internal criteria, external ratings, trade references, and market intelligence.
• Debt recovery responsibility
• Credit Insurance Management: Liaise with insurers, overseeing policy limits, claims, declarations, and compliance.
• Cross-Border Customer Relationships: Manage relationships with international customers, understanding regional business norms, payment behaviours, and cultural dynamics.
• Policy Development & Compliance: Develop and maintain credit policies, ensuring regulatory compliance.
• Reporting & Analytics: Provide regular reporting on aged debt, credit exposures, and bad debt provision. Deliver insight-led recommendations to the CFO and commercial teams.
• Cross-Functional Collaboration: Work closely with Sales, Customer Service, and Legal to ensure customer onboarding, terms negotiations, and contract enforcement align with risk appetite.