Head of Credit - Insights & Reporting at Radius Limited

Crewe, England, United Kingdom -

Full Time

Start Date

Immediate

Expiry Date

11 Feb, 26

Salary

0.0

Posted On

13 Nov, 25

Experience

5 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Credit Scorecards, Risk Models, Data Visualization, Power BI, Tableau, Excel, Reporting Processes, Automation Technologies, Problem Solving, Interpersonal Skills, Communication Skills, Credit Portfolios, Global Credit Risk Management, Team Leadership, Mentorship, Continuous Improvement

Industry

Business Consulting and Services

Description

Company DescriptionWe’re an ambitious, forward-thinking global business who build transformative solutions for our customers to deliver best-in-class sustainable mobility, connectivity and technology solutions.  We support our customers with a range of products and services to meet their needs.  Since 1990 our ambition has never wavered. From humble beginnings, our vision and drive has seen us venture into new markets with confidence and stay ahead of market trends. Our mission is to help businesses of all sizes adapt to the future and take advantage of the opportunities that change brings. Sustainability is at the core of our offering. With our leading e-mobility solutions, we’re committed to guiding businesses through the energy transition, building solutions for a more sustainable, connected future. This is where you come in. We are on a journey of growth. We pride ourselves on being at the forefront of technology innovation and we invite you along on this journey. Job DescriptionThe Head of Credit Insight & Reporting is a pivotal role within our Credit function, combining advanced data science capabilities with strategic leadership. You will transform data into actionable insights that inform credit strategies, drive operational decision-making, and optimise performance across the credit lifecycle. This role leads the development of high quality credit reporting, analytics, and forecasting, while also overseeing scorecard management, pricing optimization, and the automation of reporting processes. You will mentor a high performing team and collaborate with senior stakeholders to ensure data led decisions align with the company’s strategic objectives Key Role ResponsibilitiesLeadership and Strategy:Develop and execute the credit insight and reporting strategy to support business growth and risk management.Lead, mentor, and inspire a team of credit analysts and reporting specialists, fostering a collaborative, high-performance culture.Act as a subject matter expert in credit data, reporting standards, analytics, and scorecard development.Establish team goals and performance metrics aligned with broader credit and business strategies.Insight and Analytics:Deliver comprehensive, accurate, and timely reporting on key credit metrics, including portfolio performance, aging analysis, and other KPI reports as determined by Credit senior stakeholders.Utilize credit scorecards and risk models to provide data-driven insights into customer risk profiles and behaviour patterns.Develop predictive models and enhance scorecard methodologies to improve risk assessment and credit decisions.Work closely with senior stakeholders to design dashboards and visualisations that support business decision-making.Scorecard Management:Oversee the design, implementation, and ongoing management of credit scorecards, ensuring their effectiveness in evaluating credit risk and performance.Collaborate with cross-functional teams to refine scorecard metrics and ensure they align with evolving business needs.Regularly review and validate scorecard performance, adjusting as necessary to maintain accuracy and reliability.Process Optimisation and Automation:Drive automation of reporting processes using tools such as Power BI, Tableau, or other BI platforms.Integrate reporting systems with operational data sources to ensure consistency and accuracy.Lead initiatives to enhance the quality, timeliness, and relevance of reporting outputs.Collaboration and Stakeholder Engagement:Collaborate with Credit, Finance, and IT teams to ensure data integrity and alignment with overall financial reporting.Present insights to Credit senior leadership, providing clarity on credit performance and strategic recommendations.Risk Management and Compliance:Ensure adherence to regulatory and internal compliance standards within credit reporting and analytics.Establish robust internal controls to safeguard the integrity and confidentiality of data.Team Management and Development:Build and lead a high-performing team, providing coaching, mentorship, and development opportunities.Conduct regular performance reviews, set clear objectives, and create pathways for professional growth.Foster a culture of accountability, innovation, and continuous improvement.Continuous Improvement:Lead initiatives to enhance the quality, timeliness, and relevance of reporting outputs.Stay informed on industry trends, leveraging best practices to keep the organization ahead of the curve.QualificationsEssential experience / qualifications requiredDemonstrated experience in designing, implementing, and managing credit scorecards and risk models.Strong expertise in data visualization tools (e.g., Power BI, Tableau) and advanced Excel skills.Proven ability to manage and optimise reporting processes, including experience with automation technologies.Excellent problem solving skills with a results-oriented mindset.Strong interpersonal and communication skills, capable of translating complex data into clear, actionable insights.Experience in managing multi currency credit portfolios and understanding of global credit risk management practices is advantageous.A high degree of accuracy and attention to detail, coupled with a strong commitment to compliance and ethical standards.Proven ability to lead, develop, and motivate teams to achieve high performance.Desirable experience / qualificationsExperience in data analytics or data science, reporting, or financial data analysisAdditional InformationA friendly culture that mirrors our proposition to our customers.  A fast-growing organisation that defines itself as being agile and innovative A drive for continuous improvement, which you will be empowered to get behind from day one.  A commitment to building a working environment that values inclusivity, innovation, agility, and drive. And of course, you will be compensated competitively, with a good range of core benefits and bonus potential.   Still Curious?If you feel we are a good match for each other, you can apply online now!If you’d like to understand more about the role or life at Radius before applying, then please contact our talent team via [email protected].Radius is an equal opportunities employer. We are committed to welcome people regardless of age, disability, gender identity, race, faith or belief, sexual orientation or socioeconomic background.We are committed to ensuring an inclusive and accessible recruitment process for all candidates. If you require any adjustments or accommodations at any stage of the process, please let us know, and we will do our best to support you.We reserve the right to close a vacancy before the closing date in the event of an overwhelming response or a change in business priorities. Note to recruitment agencies:We do not accept speculative recruitment agency CVs or profiles. Any unsolicited CV received by Radius will be treated as a gift and not eligible for an agency fee. PSL agencies should only send CVs via our Applicant Tracking System, when approved to do so by the Radius Talent Team.

Responsibilities

The Head of Credit Insight & Reporting will lead the development of high-quality credit reporting, analytics, and forecasting while overseeing scorecard management and pricing optimization. This role involves transforming data into actionable insights to inform credit strategies and drive operational decision-making.