The Company

They are a regulated financial services organisation operating across lending, asset finance, and related financial products. Combining the backing of a larger international group with the agility of a smaller UK business, they offer a collaborative environment where senior leaders can make a visible impact.

The Role

• Lead credit risk across retail and wholesale lending portfolios
• Oversee credit strategy, credit modelling, underwriting, stress testing, and residual value risk
• Act as the accountable Senior Manager for the credit function under FCA regulations
• Manage senior leaders across credit risk, strategy, modelling, and residual value teams
• Partner with executive stakeholders to balance commercial growth and risk management
• Drive governance, portfolio performance, and regulatory oversight