COMPANY DESCRIPTION

At Shift, we’re business specialists dedicated to helping Australian SMEs take control of their cashflow, streamline trade terms and choose the right financial products.
We believe Australian businesses are the driving force behind our economy and are core to our communities. That’s why our business expertise, focus on relationships, and market-leading technology is at the core of everything we do.
Our unique approach to product innovation combined with our collaborative culture means you can build your career in a supportive environment. You’ll be joining a diverse team of over 250 people who are always looking to deliver better outcomes for Australian businesses.

JOB DESCRIPTION

Shift has a 10-year track record of solving complex problems for Australian businesses.
As the Head of Credit, you will be responsible for the effective leadership and day-to-day management of the Credit team. In this role, you will oversee the assessment and ongoing review of the loan portfolio, supporting the Corporate Credit team as part of the annual review process for cash flow lending.
You will also have the opportunity to work closely with cross-functional teams, leveraging data analytics and technology to enhance credit decisioning and loss mitigation strategies.
Your expertise will play a critical role in shaping our risk management approach and elevating the customer experience—contributing directly to Shift’s continued success

QUALIFICATIONS

• Tertiary qualifications
• Previously held Credit Delegation
• Experience leading a team
• Experience Working in a cross functional environment
• Business Acumen and sound knowledge of business lending market

PRIOR EXPERIENCE REQUIRED:

• Experience managing a team in a fast-paced environment
• Experience assessing commercial credit based on bank statements or non-traditional data
• Experience working with data in risk or analytics role advantageous
• Credit, Risk and Sales experience obtained via
• Experience with finance products embedded in Point-of-sale environment is advantageous but not essential
• Strong analytical skills, including ability to analyse financials to a high standard.
• Attention to detail underpinned by intuitive investigative skills ability to make decision in a logical and considered way
• Ability to communicate respectfully and in a succinct and informative manner with external and internal stakeholders.

Please refer the Job description for details