Head of Loans (Tesco Bank) at Barclays

City of Edinburgh, Scotland, United Kingdom -

Full Time

Start Date

Immediate

Expiry Date

18 Jun, 26

Salary

0.0

Posted On

20 Mar, 26

Experience

10 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Market Analysis, Product Development, Sales Strategy, Relationship Management, Risk Management, Pricing Models, Financial Solutions, Strategic Partnerships, Stakeholder Management, Performance Monitoring, Funnel Optimization, Journey Optimisation, Strategic Planning, Agile Delivery, Budget Management, Team Leadership

Industry

Banking

Description

Job Description Purpose of the role To drive the success of the commercial banking segment through market analysis, product development, sales and relationship management, risk management, and performance. Accountabilities Execution of market research to understand the competitive landscape, identify market trends and opportunities, and develop strategies to capture market share within the commercial banking segment, taking into consideration industry, size, and growth stage. Development of appropriate pricing models for different products and services, ensuring profitability while remaining competitive in the market. Development, implementation and management of innovative financial solutions, services and products aligned to the banks objectives and are tailored to the commercial banking segment, including loan products, cash management solutions, and trade finance services. Identification and forging of strategic partnerships with other financial institutions, technology providers, or industry experts to expand product offerings and reach new client segments. Management of key stakeholder relationships within target companies to understand their needs and recommend appropriate solutions. Development and implementation of sales strategies including the establishment of sales targets, identification of sales channels to reach potential clients and objectives for loan terms to support the negotiation process and development of service agreements. Monitoring of key leading and lagging metrics such as new client acquisition, loan volume, revenue generation, and market share to assess the performance of the commercial banking segment. Funnel and journey optimisation are key to delivery of service and commercial performance. Director Expectations To manage a business function, providing significant input to function wide strategic initiatives. Contribute to and influence policy and procedures for the function and plan, manage and consult on multiple complex and critical strategic projects, which may be business wide.. They manage the direction of a large team or sub-function, leading other people managers and embedding a performance culture aligned to the values of the business. Or for an individual contributor, they lead organisation wide projects and act as deep technical expert and thought leader, identifying new ways of working and collaborating cross functionally. They will train, guide and coach less experienced specialists and provide information affecting long term profits, organisational risks and strategic decisions.. Provide expert advice to senior functional management and committees to influence decisions made outside of own function, offering significant input to function wide strategic initiatives. Manage, coordinate and enable resourcing, budgeting and policy creation for a significant sub-function. Escalates breaches of policies / procedure appropriately. Foster and guide compliance, ensure regulations are observed that relevant processes in place to facilitate adherence. Focus on the external environment, regulators, or advocacy groups to both monitor and influence on behalf of Barclays, when appropriate. Demonstrate extensive knowledge of how the function integrates with the business division / Group to achieve the overall business objectives. Maintain broad and comprehensive knowledge of industry theories and practices within own discipline alongside up-to-date relevant sector / functional knowledge, and insight into external market developments / initiatives. Use interpretative thinking and advanced analytical skills to solve problems and design solutions in often complex/ sensitive situations. Exercise management authority to make significant decisions and certain strategic decisions or recommendations within own area. Negotiate with and influence stakeholders at a senior level both internally and externally. Act as principal contact point for key clients and counterparts in other functions/ businesses divisions. Mandated as a spokesperson for the function and business division. All Senior Leaders are expected to demonstrate a clear set of leadership behaviours to create an environment for colleagues to thrive and deliver to a consistently excellent standard. The four LEAD behaviours are: L – Listen and be authentic, E – Energise and inspire, A – Align across the enterprise, D – Develop others. All colleagues will be expected to demonstrate the Barclays Values of Respect, Integrity, Service, Excellence and Stewardship – our moral compass, helping us do what we believe is right. They will also be expected to demonstrate the Barclays Mindset – to Empower, Challenge and Drive – the operating manual for how we behave. Key Accountabilities We are looking for someone to lead our Loans Commercial team, as part of the new Tesco Bank Help me Bank (HMB) Value Stream. You will lead the transition to and embedding of a Loans Commercial team within the single VS, building the capabilities, culture and ways of working to ensure we achieve our commercial, financial and customer journey targets. You will need to build the team, recruiting for roles that are vacant, and helping existing colleagues adapt to the new Value Stream approach and ways of working, instilling a collegiate approach to working with a clear goals-focused mentality. You will work closely with the core stakeholders required to support delivery of our commercial and financial targets including, Head of Product, Banking Risk, Pricing, Marketing and Customer Service. This will require effective prioritisation and delivery of all of the BAU and change activities required to meet customer expectations. You will also need to develop and maintain effective relationships within the wider organisation and with third parties, particularly Price Comparison Websites You will manage cost and budgets effectively, and support delivery of HMB targets You will be a member of the HMB VS leadership team, where you will contribute to strategic planning and execution, VS communication and maintaining effective ways of working The successful candidate will be familiar with agile delivery at scale and be able to effectively support delivery of change through the new Customer Journey Labs Our Work Experience is the combination of everything that's unique about us: our culture, our core values, our company meetings, our commitment to sustainability, our recognition programs, but most importantly, it's our people. Our employees are self-disciplined, hard working, curious, trustworthy, humble, and truthful. They make choices according to what is best for the team, they live for opportunities to collaborate and make a difference, and they make us the #1 Top Workplace in the area.

Responsibilities

The role involves driving the success of the commercial banking segment through market analysis, product development, sales, relationship management, and risk management, while leading the transition and embedding of the Loans Commercial team within the new Value Stream approach. Key accountabilities include executing market research, developing pricing models, managing key stakeholder relationships, and monitoring performance metrics to achieve commercial and financial targets.