Head of Risk at Coins.ph

Taguig, Metro Manila, Philippines -

Full Time

Start Date

Immediate

Expiry Date

08 Jul, 26

Salary

0.0

Posted On

09 Apr, 26

Experience

10 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Risk Governance, AML, KYC, Financial Risk Management, On-chain Analytics, Crisis Management, Regulatory Compliance, SQL, Python, Risk Modeling, Payment Systems, Liquidity Risk, Anti-fraud, Team Leadership, Strategic Planning, Stakeholder Management

Industry

Financial Services

Description

Join the Pioneer Crypto Brand in the Philippines! Coins is the most established crypto brand in The Philippines and has gained the trust of more than 18 million users. Through the easy-to-use mobile app, users can buy and sell a variety of different cryptocurrencies and access a wide range of financial services. Coins is fully regulated by the Bangko Sentral ng Pilipinas (BSP) and is the first ever crypto-based company in Asia to hold both Virtual Currency and Electronic Money Issuer licenses from a central bank. \n Key Responsibilities 1. Risk Governance & Framework Develop overall company risk appetite, policies, procedures, and indicator systems. Establish a three-lines-of-defense risk governance structure and produce regular risk assessment and management reports. Lead approval of major risk projects, conduct stress testing, and develop contingency plans for extreme market conditions. 2. Exchange Business Risk Control Design and monitor risk rules for spot, financial products, OTC, and other exchange businesses. Manage liquidation mechanisms, margin systems, position limits, price manipulation prevention, and abnormal market behavior monitoring. Monitor liquidity, order book depth, and large holder activities to mitigate systemic risks. 3. Payment & Treasury Risk Control Build risk systems for fiat on/off ramps, fiat channels, on-chain transfers, and custodial wallets. Prevent money laundering, fraud, account hacking, cash-out abuse, and cross-platform arbitrage. Develop rules for large withdrawal reviews, fund segregation, cold/hot wallet risk controls, and anomaly blocking. 4. Compliance & AML/KYC Implement global VASP compliance frameworks in line with FATF, MiCA, Hong Kong SFC, and other major jurisdictions. Establish KYC/CDD/EDD, transaction monitoring, sanctions screening, and SAR filing processes. Liaise with regulators, auditors, and third-party compliance providers to maintain licenses and respond to inspections. 5. Anti-Fraud & User Risk Develop user tiering, behavior profiling, abnormal transaction detection, and intelligent risk models. Mitigate risks including account theft, brute-force attacks, batch registration, wash trading, and money laundering rings. Optimize risk rules, reduce false positives, and manage user appeal mechanisms. 6. Team & System Development Build, lead, and develop the risk team; set OKRs, performance, and talent development plans. Drive the development of risk systems, real-time dashboards, automated disposition workflows, and AI risk models. Collaborate cross-functionally with Product, Tech, Operations, Compliance, and Finance to implement risk requirements. 7. Incident Response & Crisis Management Lead emergency responses to security breaches, hacking attacks, large-scale anomalies, bank runs, and policy risks. Conduct post-incident reviews, root cause analysis, process optimization, and system hardening. Requirements Experience: 8+ years of risk experience in finance or crypto industry; 3+ years as a risk leader at a top-tier CEX or payment platform; deep understanding of full exchange operations and payment flows. Professional Expertise: Proficient in market, credit, operational, and liquidity risk; expert in AML, anti-fraud, and on-chain analytics; familiar with margin, liquidation, custody, and fund security. Compliance Knowledge: Strong understanding of global virtual asset regulatory frameworks (FATF, MiCA, SFC, etc.); experience in license application and compliance implementation. Technical Skills: Understanding of risk systems, rule engines, and dashboards; SQL, Python, or risk modeling skills are a plus. Soft Skills: Strong risk judgment, ability to work under pressure, excellent crisis response; strong cross-team execution and English communication skills. Education: Bachelor’s degree or above in Finance, Mathematics, Statistics, Computer Science, Law, or related field. Preferred Qualifications Professional certifications such as CFA, FRM, ACAMS, CAMS. Experience in on-chain analytics, wallet security, or quantitative hedging. Experience managing global teams and implementing compliance across multiple jurisdictions. \n Join the Coins Team Now! Meaningful Collaborations - The successful candidate will work cross-functionally with other relevant teams to carry out implementations that will improve and create an impact on customer experience. Scalable Growth - Be part of a fast-growing organization with the vision to expand its territories outside APAC which will provide opportunities for career advancement. A Space For Bright Ideas - Let your bright ideas be converted into meaningful changes! Coins culture welcomes new ideas backed up by data to create an impact.

Responsibilities

The Head of Risk will develop and oversee the company's risk governance framework, including policies for exchange operations, payment systems, and anti-fraud measures. They will lead a team to manage systemic risks, ensure regulatory compliance, and execute emergency response strategies for security and market incidents.