Job Description

Roles & Responsibilities

• Lead the assessment of creditworthiness for a diverse portfolio of corporate clients, ensuring robust risk mitigation strategies are implemented.
• Develop and implement sophisticated credit policies and procedures aligned with UAE regulations and the company's risk appetite.
• Manage and mentor a team of credit analysts, fostering a high-performance culture and ensuring timely, accurate credit decisions.
• Conduct in-depth financial analysis of corporate entities, including cash flow projections, balance sheet analysis, and industry benchmarking.

Desired Candidate Profile

• Bachelor’s degree in finance, Accounting, Economics, Business Administration, or a related discipline.
• Master's degree or professional qualification is preferred.
• Minimum 8-10 years of banking or financial services experience, with at least 5 years in corporate credit analysis, credit risk management, or credit approval functions.
• Strong knowledge of corporate credit assessment, financial statement analysis, and risk management practices.
• Sound understanding of UAE banking regulations and credit risk management principles.
• Experience evaluating corporate and commercial lending facilities across multiple sectors.
• Strong analytical, quantitative, and problem-solving capabilities.
• Excellent report-writing and presentation skills.
• Effective stakeholder management and communication skills.
• Fluency in English; Arabic language skills are an advantage.

Preferred Qualifications, Skills & Experience

• Professional certifications such as CFA, FRM, CPA, Credit Certification, or equivalent.
• Experience within UAE or GCC banking institutions.
• Exposure to credit committee processes and delegated lending authorities.
• Experience in portfolio monitoring, sector analysis, and problem credit identification.
• Familiarity with credit risk rating systems and credit risk modeling tools.
• Proven track record in managing complex corporate credit transactions.

Mandatory Professional Certifications & Licenses Requirement

• As required by Bank policy and applicable regulatory requirements.

Skills

corporate credit evaluation

financial analysis

risk management

Employment Type

• Full-time

Company Industry

• RecruitmentPlacement FirmExecutive Search

Department / Functional Area

• Administration
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