ABOUT US

YouLend is a rapidly growing FinTech that is the preferred embedded financing platform for many of the world’s leading e-commerce platforms, tech companies, and Payment Service Providers. Our software platform enables our partners to extend their value proposition by offering flexible financing products in their own branding, to their merchant base, without capital at risk.
We are owned by the leading Private Equity company, EQT, and have grown +100% year-on-year since 2020. We are headquartered in London, UK, but are also present in several European countries as well as the United States where we service our partners, including eBay, Amazon, Just Eat, Shopify, and Stripe.

REQUIREMENTS

The ideal candidate will have the following skillset:

• A strong track record of managing people (ideally +15) and mentoring your direct reports.
• 2+ years’ experience at a high growth fintech, bank, or top strategy consulting firm. Exposure to SME lending in continental Europe is a plus: preferably cash advances.
• Project management experience from fast-paced environment like start-ups or scale-ups, etc.
• Strong problem solving, analytical, and mass data manipulation (through SQL, Python, R, etc.) experience.
• You are hands-on, proactive, and act with urgency — you push projects forward, remove blockers, and get things done.
• Successful track record of delivering against ambitious targets.
• Excellent communication: written and verbal.
• Excellent change management handling.

You will be working closely with the Head of European Operations to unite the decision-making and operational arm of our European Production Line. In this leadership role, you will be responsible for overseeing our underwriting teams in all seven European markets (Netherlands, Belgium, France, Poland, Spain, Ireland and Germany), as well as driving strategic projects to enhance our lending processes and capabilities.

The candidate would lead a team of ~30 FTEs including managers reporting into them:

• Credit Eligibility: Responsible for conducting eligibility checks and preparing the deal for underwriting.
• Credit Decisions: Underwriting and KYC/KYB teams responsible for making lending decisions.

Your primary objective will be to ensure that our European Production Line efficiently processes applications for merchant funding while maintaining high quality standards and low loss rates. The role requires strong analytical and problem-solving capabilities; as well as excellent people skills to communicate changes. In addition, it is expected that the candidate can work independently and proactively.
This role will be targeted at improving the outcome, processes, and efficiencies across the underwriting teams. In addition, you will work closely with stakeholders in Credit Risk, Compliance, and Product to implement policies that achieve a good risk-return trade-off and compliance with local regulations.