Head, Provincial Credit, Business Banking, Gauteng at Standard Bank - UK

Johannesburg, Gauteng, South Africa -

Full Time

Start Date

Immediate

Expiry Date

17 Sep, 26

Salary

0.0

Posted On

19 Jun, 26

Experience

10 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Credit Risk Management, Financial Statement Analysis, Loan Assessment & Approval, Debt Consolidation, Mortgage Lending, Operating Cash Flow Analysis, Portfolio Management, Scored Lending, Stakeholder Relationship Management, Business Strategy, Risk Capabilities, Credit Guidance

Industry

Financial Services

Description

Company Description Standard Bank Group is a leading Africa-focused financial services group, and an innovative player on the global stage, that offers a variety of career-enhancing opportunities – plus the chance to work alongside some of the sector’s most talented, motivated professionals. Our clients range from individuals, to businesses of all sizes, high net worth families and large multinational corporates and institutions. We’re passionate about creating growth in Africa. Bringing true, meaningful value to our clients and the communities we serve and creating a real sense of purpose for you. Job Description To drive and facilitate robust and effective end to end Business Banking credit risk management across the designated province within South Africa. This entails working in partnership with the Provincial Business and Credit stakeholders in ensuring appropriate and strategically aligned risk capabilities (people, systems, processes, and culture), in line with the Credit Risk Management Framework for BCB SA Credit. To lead the entire Business Banking Credit team in Gauteng province, providing overall credit guidance, direction, ownership, and support of the Gauteng Business Banking portfolio whilst aiding in development of effective and appropriate Credit risk management solutions for Business Banking to ensure Credit risk quality is upheld, Credit Risk performance remains optimal and that the province asset growth targets are supported. Qualifications Type of Qualification: First Degree Field of Study: Business Commerce , Risk Management Type of Qualification: Post Graduate Degree Field of Study: Risk Management Experience Required Credit Risk – BCB Risk & Corporate Affairs More than 10 years 10 years' plus experience, in-depth experience in Business or Commercial credit risk Management and originating of deals, evaluation of Credit and building and maintaining internal stakeholder relationships with the aim of driving Business Strategy. An understanding of scored lending and portfolio management is also encouraged. Additional Information Behavioural Competencies: Developing Expertise Examining Information Interacting with People Making Decisions Resolving Conflict Taking Action Technical Competencies: Debt Consolidation Financial Statement Analysis Loan Assessment & Approval Mortgage Lending Operating Cash Flow Analysis Please note: All our recruitment processes comply with the applicable local laws and regulations. We will never ask for money or any form of payment as part of our recruitment process. If you experience this, please contact our Fraud line on +27 800222050 or [email protected] Business Segment: Business & Commercial Banking

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Responsibilities

Lead the Business Banking Credit team in Gauteng to drive effective end-to-end credit risk management and ensure alignment with the Credit Risk Management Framework. Provide overall guidance and support for the provincial portfolio to maintain credit quality and support asset growth targets.