Head, Working Capital Credit at Standard Bank - UK

, Gauteng, South Africa -

Full Time

Start Date

Immediate

Expiry Date

28 Jan, 26

Salary

0.0

Posted On

30 Oct, 25

Experience

10 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Credit Risk, Trade Finance, Debtors Finance, Credit Evaluations, Financial Statements, Collateral Processes, Collections Processes, Risk Processes, Structured Lending, Specialised Lending, Risk Oversight, Business Origination, Verbal Communication, Written Communication, Internal Controls, Risk Management

Industry

Financial Services

Description

Company Description Standard Bank Group is a leading Africa-focused financial services group, and an innovative player on the global stage, that offers a variety of career-enhancing opportunities – plus the chance to work alongside some of the sector’s most talented, motivated professionals. Our clients range from individuals, to businesses of all sizes, high net worth families and large multinational corporates and institutions. We’re passionate about creating growth in Africa. Bringing true, meaningful value to our clients and the communities we serve and creating a real sense of purpose for you. Job Description To comprehensively manage the credit risk and to lead, develop and manage credit evaluation and credit risk management teams in support of Trade Finance, Debtors Finance & other working capital credit portfolios (as mandated) for Business and Commercial Banking, specifically in respect of the assessment of credit risk, sanctions, fulfilment, credit risk management, account maintenance and support of distressed and high-risk accounts in keeping with the Business and Commercial Banking Group credit policies and guidelines. Qualifications Type of Qualification: Degree Field of Study: Finance or Accounting with a certificate in Trade Finance, or International Trade & Documentary Trade Experience Required Credit Risk – BCB Risk & Corporate Affairs More than 10 years Credit evaluations experience, specifically in Trade Finance & Debtors Finance, but also in general business lending for Business or Commercial segment and Entrepreneur or small businesses. Deep understanding of credit principles and financial statements, particularly as relates to funding of working capital requirements, international trade, documentary trade & trade finance. Understands collateral and collections processes. Understands risk processes. Previous Structured and Specialised Lending credit experience is an advantage More than 3 years Experience in credit, risk or business roles in Trade Finance, International Trade, Documentary Trade, supporting growth of the product, management of the product, risk oversight or credit management of Trade, or business origination Additional Information Behavioural Competencies: Articulating Information Developing Expertise Examining Information Exploring Possibilities Interpreting Data Making Decisions Developing strategies Taking Action Technical Competencies: Evaluation of Internal Controls Process Auditing Risk Identification Risk Management Verbal Communication Written Communication Please note: All our recruitment processes comply with the applicable local laws and regulations. We will never ask for money or any form of payment as part of our recruitment process. If you experience this, please contact our Fraud line on +27 800222050 or [email protected]

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Responsibilities

Manage credit risk and lead credit evaluation and risk management teams for Trade Finance and Debtors Finance portfolios. Support Business and Commercial Banking in credit risk assessment, sanctions, and management of distressed accounts.