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Hindsighting Manager - Motor Finance - Mumbai - Lodha (I-Think Techno Campu at Tata Capital

Thane, maharashtra, India -

Full Time

Start Date

Immediate

Expiry Date

22 May, 26

Salary

0.0

Posted On

21 Feb, 26

Experience

2 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Loan File Audits, Commercial Vehicle Financing, Credit Policy Compliance, Regulatory Guidelines Adherence, Documentation Standards, Risk Mitigation, Data Quality Check, Disbursement Validation, Credit Lapses Highlighting, Hindsight Reporting, Risk Escalation

Industry

Financial Services

Description

Job Purpose Responsible for conducting detailed audits of loan files related to commercial vehicle financing. This role ensures compliance with internal credit policies, Processes, regulatory guidelines, and documentation standards, thereby mitigating operational and credit risks. Main Accountabilities • Review loan files of New CV and UCV for completeness and accuracy of documentation: • Check for adherence to credit policy and processes. • DOA adherence. • Data quality check. • Validate that disbursement conditions and covenants are met. • Highlight Credit lapses and recommend corrective actions. • Monthly submission of Hindsight report. • Escalate high-risk cases to Credit Risk and Compliance teams. Qualifications • Post Graduate in Commerce / Finance /CA/ICWA/CS/ MBA Finance preferred.

Responsibilities

The primary responsibility involves conducting detailed audits of commercial vehicle financing loan files to ensure strict compliance with internal credit policies, processes, regulatory guidelines, and documentation standards. This includes validating documentation, checking adherence to DOA, performing data quality checks, and escalating high-risk cases to relevant teams.