Home Equity Specialist at Maine State Credit Union

Augusta, Maine, United States -

Full Time

Start Date

Immediate

Expiry Date

19 Mar, 26

Salary

0.0

Posted On

19 Dec, 25

Experience

2 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Problem-Solving Skills, Underwriting Guidelines, Risk Assessment, Regulatory Requirements, Credit Reports Analysis, Income Documentation Analysis, Collateral Information Analysis, Documentation Accuracy, Data Entry, Follow-Through, Member Needs Identification, Referral Generation, Business Development

Industry

Financial Services

Description

Job Details Job Location: Augusta, ME 04332-5659 Position Type: Full Time Proactively solicits new and renewing residential home equity business and sells MSCU’s suite of residential home equity products to meet established team and organizational goals. Responsible for originating, processing, underwriting and approving loans within level of lending authority, with an emphasis on originating loans. This role will actively seek opportunities to strengthen and build relationships with Credit Union members and cross departmental collaboration. Supervisors will provide regular feedback and coaching to develop leadership skills with an emphasis on mastering lending acumen and underwriting complex applications. *PLEASE NOTE: THIS IS AN ON-SITE, IN-PERSON POSITION. CANDIDATE MUST RESIDE IN STATE OF MAINE, POSSIBLE HYBRID OPPORTUNITY ONCE FULLY TRAINED* Qualifications The successful applicant will be a highly motivated, team-oriented, positive thinker with a desire to provide exceptional service in a fast-paced environment. You should have a minimum of 2-3 years of related experience. This role will be responsible for originating, underwriting, approving, and closing Home Equity loans and Lines of Credit. Additional requirements include: Strong problem-solving skills to help members choose the best loan solution for their needs. Familiarity with underwriting guidelines, risk assessment, and regulatory requirements. Ability to analyze credit reports, income documentation, and collateral information. High accuracy in documentation, data entry, and follow-through from application to closing. Capable of identifying Member needs, generating referrals for other Credit Union products, and being comfortable asking for the business Benefits of Employment with Maine State Credit Union: In addition to our world-class culture, a fun and supportive work environment and opportunities to learn and grow, our employees appreciate the work-life harmony they are able to achieve as part of our team. We are also proud of the benefits we offer: Employer-subsidized medical insurance plans, includes one plan with employer paid premiums of 97% HSA – generous employer contribution Employer funded HRA Employer-subsidized Dental and Vision Insurance 100% employer paid - Life, Short-Term Disability and Long-Term Disability Insurance Accident Insurance Competitive wages, and annual evaluations with compensation adjustments Generous 401(k) employer match, plus annual discretionary contribution Generous PTO with immediate PTO accruals + 8 hrs of birthday PTO & 12 paid holidays Paid Parental Leave Education reimbursement - up to $5,000 annually for undergraduate Opportunities to volunteer in our local communities 100% Employer Paid EAP which includes 6 free mental health sessions Wellness Reimbursement of up to $150 Free coffee, tea, and hot chocolate and an abundance of food

Responsibilities

The Home Equity Specialist is responsible for originating, processing, underwriting, and approving loans, with a focus on originating loans. This role also involves building relationships with Credit Union members and collaborating across departments.