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Home Loan Consultant at Valley Bank
Northfield, New Jersey, United States -
Full Time

Start Date

Immediate

Expiry Date

24 Dec, 25

Salary

0.0

Posted On

25 Sep, 25

Experience

2 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

No

Skills

Technical Experience, Mortgage Programs, Communication Skills, Customer Service Skills, Financial Analysis, Lending Regulations

Industry

Banking

Description
Responsibilities include but are not limited to: * Meet with potential borrowers to understand their financial goals and homeownership aspirations. * Maintain knowledge of various mortgage products. Educate clients about the features, benefits and terms related to the mortgage options. * Assists clients with the mortgage application process and collection of necessary documentation. * Analyze client credit reports, financial statements and debt-to-income ratios to determine mortgage pre-qualification. * Maintain strong client relationships to ensure long-term business growth and referrals. Network with real estate agents, builders and other industry professionals to generate leads. Provide positive customer experiences by addressing all questions and concerns related to the mortgage application and approval process. * Maintains knowledge of all lending regulations to ensure regulatory compliance. Qualifications Required Skills: * Strong technical experience with origination systems. * Strong knowledge of mortgage programs and products. * Strong communication skills both verbal and written. * Strong customer service skills. * Ability to assess clients' financial situations through financial analysis. * Knowledge of lending regulations. Required Experience: * High School diploma or GED and minimum of 2 years of mortgage origination experience. * Valid Driver's License, Mortgage Loan Originator license approved by the Nationwide Mortgage Licensing System (NMLS). Preferred Experience: * Bachelors degree in finance, business administration or a related field.
Responsibilities
Meet with potential borrowers to understand their financial goals and assist them with the mortgage application process. Maintain strong client relationships and network with industry professionals to generate leads.