Hybrid Mortgage Loan Originator (MLO) at Miray Holdings

Hackensack, New Jersey, United States -

Full Time

Start Date

Immediate

Expiry Date

12 Apr, 26

Salary

562000.0

Posted On

12 Jan, 26

Experience

2 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Mortgage Loans, Customer Service, Sales, Relationship Building, Financial Analysis, Loan Application, Credit Counseling, Document Collection, Real Estate Knowledge, Networking, Communication, Problem Solving, Lead Generation, Client Management, Regulatory Compliance, Closing Procedures

Industry

Description

Job Highlights Candidates should have experience directly related to the Mortgage Industry Must have appropriate state license or certificate (NMLS) Benefits PAPERLESS! Training & Marketing Leads Provided (In-Office) Hybrid Position Available Responsibilities Primary duty is to sell mortgage loans to customers Generate new business by building and maintaining relationships with realtors, real estate agents, title and escrow officers, financial advisers, CPAs, and other relevant professionals Regularly participate in mortgage sales including, but not limited to, attending closings and open houses, and conducting seminars and other lead-generating activities Take information from the borrower and fill out the loan application Develop relationships with referral partners such as realtors to generate new customers Analyze the prospective borrowers income and debt and pre-qualify the prospective borrower to determine the maximum mortgage that the prospective borrower can afford Counsel the prospective borrower in the home buying and financing process, advising the borrower about the different types of loan products available, and demonstrating how closing costs and monthly payments would vary under each product Collect financial information (tax returns, bank statements) and other related documents that are part of the application process; Provide disclosures to the borrower, including truth in lending, good faith estimate, and others Counsel and advise the borrower in understanding and clearing credit problems Maintain regular contact with the borrower, realtors, and the lender, between application and closing to apprise them of the status of the application and to gather any additional information as needed Order legal documents Review Closing Disclosure with Clients Prior to Closing Job Type: Full-time Pay: $184,019.00 - $562,000.00 per year average 100% Commission Pay Schedule: Monday to Friday Language: Spanish (Preferred) License/Certification: MLO LICENSE REQUIRED Welcome Home Mtg, LLC (NMLS #2688555) dba Welcome Home Mortgage 877-271-1703 [email protected]

Responsibilities

The primary duty is to sell mortgage loans to customers while generating new business through relationships with real estate professionals. Responsibilities also include counseling borrowers on loan products and maintaining communication throughout the application process.