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Individual Loan Officer - Retail MFB - RIL - Sales - Noida - Sector 62 - J at Tata Capital

, Uttar Pradesh, India -

Full Time

Start Date

Immediate

Expiry Date

27 Feb, 26

Salary

0.0

Posted On

29 Nov, 25

Experience

0 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Customer Onboarding, Loan Disbursement, Business Verification, Financial Analysis, Market Penetration, Collection Efficiency, Client Relationship Management, Learning and Development, Product Adherence, Process Adherence

Industry

Financial Services

Description

Key Objective of the Job: To drive Rural Individual Loan business sales and achieving business deliverables. Major Deliverables: 1 Ensuring onboarding of quality customers to maintain highest portfolio quality. 2 Identifying, sourcing potential rural individual loan customers & disbursing loans as per the internal process and policy 3 Conducting business and house verification for the potential customer along with financial analysis to finalize the desired loan amount. 4 Enabling business growth across assigned territories for deeper market penetration and reach. 5 To ensure achievement of disbursement targets and achieving desired productivity numbers. 6 Responsible for maintaining expected collection efficiency and ensuring minimum delinquency. 7 Continuous follow up of overdue customers if any to ensure their repayment. 8 Build strong client relationships both internally and externally and build a strong brand identification with existing and potential customer base. 9 Achieving highest First Time Right (FTR) 10 Constantly engaging in learning and development programs to upskill. 11 Adherence to product, process, and policies of the company. Qualification: Graduate in any discipline

Responsibilities

The role focuses on driving Rural Individual Loan business sales and achieving business deliverables. Key responsibilities include onboarding quality customers, sourcing potential loan customers, conducting verifications, and ensuring collection efficiency.