Innovation Analyst Intern/Co-op (SUMMER 2026) at TD Canada Trust

Toronto, Ontario, Canada -

Full Time

Start Date

Immediate

Expiry Date

29 Mar, 26

Salary

74400.0

Posted On

29 Dec, 25

Experience

0 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Research Skills, Analytical Skills, Problem-Solving Skills, Communication Skills, Teamwork, Business Requirement Gathering, Creativity, Innovation, Digital Technologies, Agile Methodologies, Design Thinking, Presentation Skills, Customer Experience, Emerging Technologies, Business Relationships, Storytelling

Industry

Banking

Description

Role Type: Internship/Co-op Work Term: Summer/Term 3 Work Location: Toronto, Ontario, Canada Hours: 37.5 Pay Details: $45,700 - $74,400 CAD TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role. Job Description: WANT TO SHAPE THE FUTURE OF BANKING? Have you ever wondered how North America’s most successful companies develop some of their most innovative ideas? If so, consider exploring TD Invent, the bank's enterprise approach to innovation, creating the products and services of the future. TD Invent is our approach to transforming experiences for customers, colleagues, and the communities we operate in. Behind TD Invent is a community of innovators, patent filers, designers, researchers, developers, and partners who come together to build today's solutions with tomorrow's mindset. TD Invent will introduce you to areas and topics that may make you rethink what it's like to work in financial services. DEPARTMENT OVERVIEW Within TD Invent is the TD Enterprise Innovation team where our highly collaborative pod (idea development) teams of Product Owners, Designers, and Developers work together to ideate, explore, and validate innovative solutions that will change the way the bank thinks about its customers - one sprint at a time. Make your mark in a setting where every day operates like a well-funded start-up, while helping TD shape the future of banking. JOB DESCRIPTION Co-op and Internship opportunities allow you to gain valuable work experience across a number of the businesses at TD. You will work with experienced colleagues, receive world class training, and be part of a community of students across TD, where you will have an impact, grow as an individual and experience our culture of care. Our Co-op/Intern Programming is offered with select Co-op and Internship roles and is designed to help you better understand the TD business, build on critical career capabilities, and broaden your professional network. This program is designed to complement your on-the job experience and features: Leadership talks with key Leaders from across the organization Lunch and Learns on topics such as Innovation, Diversity & Inclusion, Personal Branding and so much more As an Innovation Analyst Intern/Co-op within Enterprise Innovation, which includes TD Lab, you will explore emerging technologies and market trends, work in pod teams to explore new concepts, test with users to understand how we might improve customer experiences, and build business cases to support ideas. You will truly learn, apply, and experience lean concept and product development by: Leveraging research and analysis to help define the right area of focus, and testing ideas with customers for feedback and iteration Answering critical business questions using TD's Innovation Framework, which incorporates Business Design/Design Thinking and Agile methodologies Sharing research insights with other TD teams eager to learn about Enterprise Innovation projects and our competitive landscape Working with pod members to rapidly develop an idea from a product vision board into a functional prototype Investigating the potential of emerging and enabling technologies (e.g., gen AI, big data, platform features) Refining presentation skills by pitching sprint demos, concepts, and solutions to business partners and executives You will receive one-on-one mentorship from Enterprise Innovation and TD Lab’s Business Analysts, who will guide you through our end-to-end process and set you up for success. You will work on multiple projects throughout the term and be exposed to the latest in modern tools and technologies. You will have the opportunity to act like an intrapreneur, bringing impactful ideas to life, while taking on challenging business and project tasks. You can read about our co-op experience from one of our former co-op employees here: https://medium.com/td-lab/my-internship-with-td-labs-73675b3e2fb5 If you are a self-starter, this job is for you! JOB REQUIREMENTS Key skills and assets include: Must be enrolled at a post-secondary institution as of the start of, and during, the work term Work independently with minimal supervision, establish priorities, and add value by helping drive each initiative, project, or team you are assigned to. Participate as part of a pod team with targeted deliverables, working on initiatives designed to improve processes, systems, and applications which support our key businesses. Develop business requirement gathering techniques to understand scope, functional & non-functional relationships, dependencies, risks, and facilitate the communication between business and technology areas Assume an "ownership" role on behalf of the customer, ensuring deliverables meet end-user requirements Build and maintain positive working relationships by effectively communicating and sharing knowledge with your team, peers in the program, and your TD business partners Additional skills include being: Creative, innovative, and demonstrates a high degree of research skills – someone who actively consumes significant amounts of content from multiple sources, finds corroborating sources, dissects important details, and filters out misinformation, and applies what they find to their work Stimulated by the digital world, with a demonstrated interest in leading-edge digital technologies and trends that support product strategy and development A conceptual thinker with proven analytical and problem-solving skills – ready to take on challenges On track to complete an undergraduate degree in Business Administration, Business Technology Management, Computer Science, Engineering, Math, or Technology Sciences Excellent in verbal & written communication with an ability to work effectively in a team environment Able to develop good business relationships with customers, business partners and stakeholders Storytelling and communications would be a great asset ADDITIONAL INFORMATION This position is a 4-month work term and will commence May 2026. Please indicate if your academic program does not align to this timeframe in your resume or cover letter. Flexibility in the length of term can be discussed with top candidates. Applications must include a transcript, cover letter, and a resume (maximum of 2 pages). MANDATORY: In your cover letter, please answer the following question: “What is the most disruptive FinTech in North America and why?” We welcome all applications; however, we will only contact qualified candidates chosen for an interview. Thank you for your interest. TD is committed to providing you with the best candidate experience and internship. As such, work location and start dates are subject to change. TEAM CULTURE One of the things that the TD Enterprise Innovation team prides ourselves in is our team culture. It’s not uncommon to see kiddos or pets pop into video calls or for a team member to take a meeting while walking their dog. In the warmer months, there’s usually a few of us outside for meetings. We have a weekly “Fundatory Friday'' event where we play games together. There’s at least one messaging channel dedicated to pictures of pets and babies. We celebrate how terrible we are at March Madness Brackets. LOCATION Physically centered in either Kitchener or Toronto. Our teams are currently operating in a “Flexible Hybrid” model, with the expectation that employees are present in either our Kitchener or Toronto offices a minimum of four days per week. TD requires employees to reside in the country where the role is located, irrespective of working arrangements. HOURS Monday-Friday, standard business hours INCLUSIVENESS At TD, we are committed to fostering an inclusive, accessible environment, where all employees and customers feel valued, respected, and supported. We are dedicated to building a workforce that reflects the diversity of our customers and communities in which we live and serve. ACCOMODATION Your accessibility is important to us. Please let us know if you’d like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process. We look forward to hearing from you! Who We Are TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues. TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you’ve got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we’re here to support you towards your goals. As an organization, we keep growing – and so will you. Our Total Rewards Package Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs. Learn more Additional Information: We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home. Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements. Colleague Development If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD – and we’re committed to helping you identify opportunities that support your goals. Training & Onboarding We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role. Interview Process We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call. Accommodation Your accessibility is important to us. Please let us know if you’d like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process. We look forward to hearing from you! Language Requirement (Quebec only): Sans Objet US Labor & Employment Posters | California Privacy | Accessibility | FAQ Our Values At TD we’re guided by our purpose to enrich the lives of our customers, communities and colleagues, and share a set of values that shape our culture and guide our behavior. In exchange for how our colleagues show up to help TD succeed, we are committed to delivering a colleague experience grounded in Impact, Growth and a Culture of Care. No matter where you work across TD, we empower you to make an impact at work and in your community, explore and grow your career and be part of our caring and inclusive culture. Our Commitment to Diversity, Equity, and Inclusion At TD, we’re committed to fostering an environment where all colleagues are encouraged to bring their authentic selves to work, experience equitable opportunities, and feel respected and supported. We’re dedicated to building an inclusive workforce that reflects the diversity of the customers and the communities in which we live and serve. Helping to Make an Impact in Communities – TD Ready Commitment TD has a long-standing commitment to help drive progress towards a more inclusive and sustainable future. That’s why we launched the TD Ready Commitment in 2018, now a multi-year North American initiative. Under the TD Ready Commitment, we are targeting a total of C$1 billion by 2030 in community giving across four key, interconnected drivers of change: Financial Security, Vibrant Planet, Connected Communities, and Better Health. It’s our goal to help support change, nurture progress, and contribute to making the world a better, more inclusive place for our customers, colleagues, and communities. Learn more: Canada | US | Europe & Asia Pacific

Responsibilities

As an Innovation Analyst Intern/Co-op, you will explore emerging technologies and market trends, working in pod teams to develop innovative solutions. You will also build business cases to support ideas and test concepts with users for feedback.