JOB OVERVIEW

ABOUT PENSAM. Pensam is an alternative investment and asset management firm focused on multifamily residential and commercial real estate ventures throughout the United States. Pensam provides investment opportunities to a variety of investors including institutions, sovereign wealth funds, family offices, and high net-worth individuals. Pensam encompasses all aspects of real estate property ownership and investment, including acquisition, financing, construction, repositioning, and property management. Since 2009, Pensam has invested over $9.5 billion in over 60,000 apartment units across the country. Pensam is a fast-growing, dynamic, and entrepreneurial company that seeks to identify and capitalize on real estate trends and opportunities nationally. Further information on the company can be found at www.pensamcapital.com.
SUMMARY. The Company is seeking an Investment Analyst to work closely with the investment team underwriting potential acquisitions, development, dispositions, structured finance investments, and recapitalizations. The Analyst will report to the Vice President of Investments.

REQUIRED EDUCATION AND EXPERIENCE.

1. Bachelor’s degree (B.A.) from a four-year college or university with emphasis in finance, real estate, economics, accounting or business.
2. Intermediate understanding of multifamily real estate investment structuring, distributions/waterfalls, and reporting.
3. Superior knowledge of accessing and using MS Office tools, with advanced proficiency in Microsoft Excel (Waterfalls, Budgets, Financial Statements, Financial Modeling).
4. Proficiency in using AI-powered tools for task automation, data analysis, or workflow optimization is a plus.
5. General knowledge of computer systems, communication tools, and software
   PREFERRED EXPERIENCE. 1+ years of work experience as an analyst or associate for a real estate investment firm, investment bank, or other similar organization with meaningful experience in asset management, complex financial modeling, due diligence, preparation of investment memoranda and problem-solving.

ADDITIONAL ELIGIBILITY QUALIFICATIONS.

1. A valid driver’s license is required.
2. Fluency in Spanish (written and oral communications) is strongly preferred.
   OTHER DUTIES. Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties, or responsibilities that are required of the employee for this job. Duties, responsibilities, and activities may change at any time with or without notice.
   Job Type: Full-time
   Pay: $67,822.70 - $81,678.95 per year

Schedule:

• 10 hour shift

Work Location: In perso

1. Underwriting:

• Create Excel-based models that present pro forma investment returns, partnership distribution waterfalls, and property valuations.
• Manage, maintain and continuously improve financial models and databases used in the forecasting and planning process.
• Gather site, neighborhood, and city/ market data including demographics, sales and rent comparable, absorption surveys, and occupancy studies.
• Analyze operating history, property rent roll, and other financial information.
• Research property taxes to verify the payment, outstanding taxes, exemptions, and appeals.
• Assist in written and oral responses to internal and external parties.
• Leverage AI tools and platforms (e.g., ChatGPT, automation software, analytics tools) to enhance productivity, streamline workflows, and support decision-making.

1. Due Diligence:

• Lead due diligence investigation process from deal origination through closing and post-closing on bridge loans, preferred equity, acquisition/ disposition as well as internal (recapitalization, refinance, supplemental loan) transactions.
• Conduct a thorough due diligence review of assets under contract for purchase utilizing interdepartmental cooperation and outside consultants.
• Organize, create, and maintain due diligence checklists and filing systems.
• Interact closely with clients, attorneys, third-party vendors, city authorities, underwriters, team members, and others as needed. Coordinate site visits. Strong follow-up abilities.
• Order/ review third-party reports including but not limited to title, survey, zoning letters, appraisals, and environmental studies.
• Reconcile/ summarize financial and non-financial data for the transaction.
• Prepare internal due diligence reports from data gathered during the analysis.
• Assist with on-site property due diligence (may include traveling)
• Provide analytical support for cash flow, conducting market research, gathering relevant market data, and preparing market surveys by analyzing basic market economic and real estate fundamentals (supply/demand trends) across multiple markets in the United States.

1. Presentations:

• Prepare investment committee and communication documents supporting recommended investment activities.
• Create and produce presentations and marketing materials for external and internal purposes for new deals, often under limited time constraints.
• Present due diligence findings to the investment committee.