Jr Pre-Close Review Specialist - Lubbock, Victoria, Bellaire at PROSPERITY BANK

Houston, Texas, United States -

Full Time

Start Date

Immediate

Expiry Date

15 Aug, 26

Salary

0.0

Posted On

17 May, 26

Experience

2 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Commercial Loan Documentation, Collateral Perfection, Real Estate Lending, Commercial & Industrial Lending, Loan Funding, Loan Onboarding, Analytical Skills, Problem-Solving, Written Communication, Verbal Communication, Organizational Skills, Regulatory Compliance

Industry

Banking

Description

External Applicants: Please apply through Prosperity Bank's Career Center at https://www.prosperitybankusa.com/Careers [https://nam02.safelinks.protection.outlook.com/?url=https%3A%2F%2Fwww.prosperitybankusa.com%2FCareers&data=05%7C02%7Csandra.olivarez%40prosperitybankusa.com%7C4351c6288a4f46ccbc9e08dcd40d9146%7C00eda10cf32f45b88e91257da01a8f7c%7C0%7C0%7C638618401955642480%7CUnknown%7CTWFpbGZsb3d8eyJWIjoiMC4wLjAwMDAiLCJQIjoiV2luMzIiLCJBTiI6Ik1haWwiLCJXVCI6Mn0%3D%7C0%7C%7C%7C&sdata=yg2VkStkdrf7Of6ttN7si0bcqfep9Z6KvaukXq%2BSYpI%3D&reserved=0]. Applying through any other source may prevent Prosperity from receiving your application. Internal Applicants: If you are a current associate of Prosperity Bank, please apply through the internal Talent - Career Center in ADP. Prosperity Bank is an Equal Opportunity Employer. POSITION PURPOSE Responsible for oversight and review of Commercial Loan documentation for the Commercial Lending groups within the franchise. Tasks include collaboration with members of the team which handle document preparation, preclose review, loan funding, and onboarding. ESSENTIAL FUNCTIONS AND BASIC DUTIES * Assumes responsibility and ensures that the loan documents are created accurately both internally and by approved attorneys in a timely manner. * Detailed collateral perfection knowledge of real estate, commercial & industrial lending. * Maintains the daily workflow activity to ensure service level commitments are met. * A thorough knowledge and understanding of departmental policies, procedures, guidelines, and regulations; stays current with regulatory and market developments. * Performance measurements are comprised of documentation requirements, organizational skills, and involve a professional attitude with collaborative relationships with the lending staff in the banking centers. * Performs other duties, tasks and special projects as required, assigned, or directed. The above statements describe the general nature and level of work only. They are not an exhaustive list of all required responsibilities, duties, and skills. Other duties may be added, or this job description amended at any time. SUPERVISORY RESPONSIBILITIES: none QUALIFICATIONS Education/Certification: High school graduate or equivalent, associate or bachelor’s degree is strongly preferred or combination of equivalent education and banking experience. A minimum 3-5 years commercial lending, title company/escrow, or loan servicing experience required. Required Knowledge: Loan Documents, Real Estate, Commercial & Industrial Experience Required: Experienced with complex commercial transactions/structures, evaluating and preparation of loan documents. Skills/Abilities: Excellent written and verbal communication skills Ability to work independently and as part of a team Must be able to work with speed and accuracy and possess detailed organizational skills. Ability to prioritize and delegate work. Must be decisive and detail oriented. Must possess the ability to read, analyze and interpret general business periodicals, professional journals, technical procedures, or governmental regulations. Possess ability to write reports and business correspondence. Possess ability to effectively present information and respond to questions from groups of managers and customers. Strong analytical and complex problem-solving skills are required as well as the ability to calculate figures and amounts such as interest and ratios, problems, collect data, establish facts, and draw valid conclusions. PHYSICAL ACTIVITIES AND REQUIREMENTS OF THIS POSITION Talking: Especially where one must frequently convey detailed or important instructions or ideas accurately, loudly, or quickly. Average Hearing: Able to hear average or normal conversations and receive ordinary information. Repetitive Motion: Movements frequently and regularly required using the wrists, hands, and/or fingers. Average Visual Abilities: Average, ordinary, visual acuity necessary to prepare or inspect documents or products, or operate machinery. Physical Strength: Sedentary work; sitting most of the time. Exerts up to 10 lbs. of force occasionally. (Almost all office jobs.) WORKING CONDITIONS None: No hazardous or significantly unpleasant conditions (such as in a typical office). MENTAL ACTIVITIES AND REQUIREMENTS OF THIS POSITION Reasoning Ability: Ability to apply logical or scientific thinking to define problems, collect data, establish facts and draw conclusions. Able to interpret a variety of technical instructions and can deal with multiple variables. Mathematics Ability: Ability to compute discount, interest, profit and loss; commission markup and selling price; and ratio, proportion, and percentage. Able to perform very simple algebra. Language Ability: Ability to read periodicals, journals, manuals, dictionaries, thesauruses, and encyclopedias. Monday - Friday: 8:00AM - 5:00PM 40 hours

Responsibilities

Responsible for the oversight and review of commercial loan documentation for lending groups within the franchise. This includes collaborating with teams on document preparation, pre-close review, funding, and onboarding.