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Junior Loan Recovery Officer at RMA Group Company Limited

Phnom Penh, Phnum Penh, Cambodia -

Full Time

Start Date

Immediate

Expiry Date

27 Sep, 26

Salary

0.0

Posted On

29 Jun, 26

Experience

0 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Debt Recovery, Negotiation, Asset Repossession, Legal Proceedings, NPL Management, Financial Restructuring, Case Management, Regulatory Compliance, Client Investigation, Collaboration

Industry

Motor Vehicle Manufacturing

Description

Jobs Description: Representing the company in the recovery process with the aim of enhancing recovery performance and productivity. Ensuring the effective functioning of the company's recovery efforts to align with both short-term and long-term strategies. Having a solid understanding of asset financing business and its nature. Learning strategies to improve the performance of the recovery team and achieve KPIs. Investigating and negotiating with NPL customers (Late 90 360 days) to settle overdue amounts or secure property. Investigating all write-off clients (Over 360 days) to recover the property. Stay abreast of industry developments, regulatory changes, and best practices in debt recovery to continuously improve processes and outcomes. Handling repossessed assets such as vehicles, tractors, heavy equipment, and other equipment. Initiating legal proceedings and sending lawyer and court letters to NPL customers. Providing judgment, managing proceedings, and following up on court cases. Collaborating with local authorities, agencies, municipal police, and courts to locate and repossess assets. Working closely with company lawyers to address client issues, issue letters, negotiate special agreements, and manage relevant tasks. Restructuring plans for NPL clients experiencing reduced income. Willingness to travel to 25 cities and provinces. Undertaking other tasks relevant to the recovery function and disciplines. Job Requirement: At least bachelor degree of law, business, management, marketing, banking and finance or communication. Travelling to all provinces of Cambodia. Travelling to abroad for further meeting, training and introduction with BSP and RMA Group. Understand legal process and Cambodia law. Understanding banking and financial sector.

Responsibilities

Represent the company in recovering overdue amounts and repossessing assets from NPL and write-off clients. Manage legal proceedings, collaborate with local authorities, and implement restructuring plans for clients with reduced income.