KEY ACCOUNTABILITIES

Review & Validation

• Review client remediation files prepared by the Maker to ensure accuracy, completeness, and regulatory compliance.
• Validate customer identity documents, beneficial ownership information, and due diligence checks.
• Ensure that validated information is reflected in core banking
• Ensure that internal remediation procedure has been adequately followed and that any red flags have been appropriately assessed and documented.

Quality Assurance

• Identify gaps, errors, or inconsistencies in KYC files and provide clear feedback to the Maker for correction.
• Ensure escalations of potential matches (sanctions, PEP, adverse media) are handled in line with policies and escalation procedures.
• Review of cases efficiently without compromising quality.
• Approve completed KYC files that meet internal and regulatory standards.

Compliance & Risk Management

• Ensure that KYC reviews are performed in line with AML/CFT regulations, sanctions rules, FATCA/CRS obligations, and internal policies.
• Escalate complex cases to Compliance Officers or senior management, as appropriate.
• Support timely closure of any gaps identified by any other quality assurance check

Collaboration & Reporting

• Work closely with Makers, Relationship Managers, and Compliance Officers to ensure timely and accurate completion of files.
• Provide input into process improvements, quality standards, and training needs identified through review activities.
• Report regularly on error trends, common gaps, and quality statistics to management.

REQUIREMENTS

• Education: Bachelor’s degree in Finance, Business, Law, or related field.
• Experience: 3–5 years of experience in KYC, AML compliance, client onboarding, or remediation, including quality assurance or review responsibilities.
• Knowledge:
• Strong understanding of AML/CFT regulations, sanctions, PEPs, and global KYC standards.
• Ability to assess beneficial ownership structures, complex entities, and enhanced due diligence (EDD) cases.
• Familiarity with FATCA/CRS obligations and regulatory remediation projects.
• Key Competencies
• Strong analytical and risk assessment skills.
• High attention to detail with ability to identify errors and inconsistencies.
• Confidence to challenge incomplete or incorrect information and enforce quality standards.
• Good judgment in escalation of high-risk cases.
• Strong communication skills for providing clear and constructive feedback.
• Proficiency with AML/KYC systems and screening tools (e.g., World-Check, Refinitiv, or similar).
• Commitment to upholding compliance integrity and regulatory standards.

The KYC Onboarding / KYC Remediation Specialist (Checker) is responsible for reviewing and validating customer due diligence files prepared by the Maker to ensure they meet internal KYC standards, regulatory requirements, and the Bank’s risk appetite. The role provides quality assurance by identifying deficiencies, requesting corrections, and approving completed files before final submission. The Checker acts as a control point to safeguard the Bank against financial crime, regulatory breaches, and reputational risk.