Lawyer - Everyday Banking Team

at  Lloyds Banking Group

End Date
Tuesday 11 February 2025
Salary Range
£87,552 - £97,280
We support flexible working – click here for more information on flexible working options
Flexible Working Options
Hybrid Working, Job Share
Job Description Summary
JOB TITLE: Lawyer - Everyday Banking
LOCATIONS: Chester, Bristol, Cardiff, Leeds, Halifax or Edinburgh
HOURS: Full Time
WORKING PATTERN: Our work style is hybrid, which involves spending at least two days per week, or 40% of our time, at one of our office sites.
This is an exciting opportunity for a qualified lawyer with a minimum of 2 years’ post qualification experience to join the Everyday Banking Legal team. We work hand in hand with the Everyday Banking business, which focuses on UK personal retail bank and savings accounts and related services.
As an Everyday Banking lawyer, your primary focus will be on everyday banking matters. However, you may also be called upon to support other Consumer Legal teams or help deliver centralised Consumer Legal initiatives. As well as giving you broader experience, this flexibility helps us manage the demands on our teams in ever-more agile ways! There will also be opportunities to engage in and influence across the wider range of activities within our Legal & Secretariat community.
Job Description
What would you be getting involved with?

The Everyday Banking Legal team is part of Consumer Legal which sits within the wider Legal & Secretariat Division. Reporting to one of our senior lawyers:

• Your focus will be on the wide range of matters that relate to personal bank and savings accounts .
• You’ll also support transformation projects, assisting in the delivery of changes to products and services.
• You’ll play a key role advising on a wide variety of retail banking initiatives, including new and existing products and services, digital propositions, existing and upcoming law and regulation, adding value to core business areas of the Group.
• You’ll also support new partnerships with third parties that meet our customers’ needs beyond banking, adding value and deepening relationships.
• You’ll offer insightful, high-quality legal expertise and commercial advice to Everyday Banking colleagues and their support areas (including relevant business platform teams) and facilitate the delivery of excellent outcomes for customers and the Group.
• You’ll collaborate with other legal teams and join Consumer Legal and Legal & Secretariat initiatives.

About you…

We challenge ourselves, and will welcome someone who’s curious, versatile and enthusiastic.

• You’ll bring passion for our values of putting People-First, being Bold, championing Sustainability, Trust to achieve more together and being Inclusive.
• You’ll have the ability to build strong collaborative relationships.
• You’ll love to solve problems and challenge the status quo with innovative ideas.
• You’re a highly motivated self-starter.
• You’ll have the ability to interpret and apply legislation and regulatory rules/expectations and distil your advice into clear, simple risk/reward options to support well informed decision making.
• You’ll be a capable communicator confident in engaging with team members across a variety of divisions, proactively challenging, advising and influencing business colleagues on legal issues.
• You’ll have sound legal, commercial and risk judgment.
• You’ll embrace technology and champion the benefits it offers for our team, the wider LBG community and our customers.
• You’ll thrive on challenge and be able to balance multiple competing demands.

Skills/experience

Ideally, you’ll have knowledge of:

• Retail banking law, general consumer law and FCA principles and rules, including Consumer Duty.
• Payment Services Regulations, Payment Accounts Regulations and other requirements applying to the products and services we support.
• Industry initiatives such as Open Banking and LINK/access to cash arrangements.

If you’re not familiar with all of these but have some relevant expertise, transferable skills and are keen to learn, we’re also happy to hear from you.
What do you get in return?

In addition to the salary quoted, the position also offers:

• A generous pension contribution of up to 15%
• An annual bonus award, subject to Group performance
• Share schemes including free shares
• Benefits you can adapt to your lifestyle, such as discounted shopping
• 30 days’ holiday, with bank holidays on top
• A range of wellbeing initiatives and generous parental leave policies

We’re focused on creating a purpose driven culture and are committed to building a workforce which reflects the diversity of the customers and communities we serve. Together we’re building a truly inclusive workplace where all colleagues can make a real difference.
In return for your expertise, as a valued member of our team, we bring dedication to your ongoing personal and professional development. We’ll support your growth and how to advance your career through excellent training and progression opportunities. Our customers’ experience and success start with yours.
We’ll ensure that individuals with disabilities are provided reasonable accommodation to participate in the job application or interview process, to perform essential job functions, and to receive other benefits and privileges of employment. Please contact us to request accommodation. We align with the Disability Confident Scheme.
If you’re excited by the thought of becoming part of our team, get in touch. We’d love to hear from you.
At Lloyds Banking Group, we’re driven by a clear purpose; to help Britain prosper. Across the Group, our colleagues are focused on making a difference to customers, businesses and communities. With us you’ll have a key role to play in shaping the financial services of the future, whilst the scale and reach of our Group means you’ll have many opportunities to learn, grow and develop.
We keep your data safe. So, we’ll only ever ask you to provide confidential or sensitive information once you have formally been invited along to an interview or accepted a verbal offer to join us which is when we run our background checks. We’ll always explain what we need and why, with any request coming from a trusted Lloyds Banking Group person.
We’re focused on creating a values-led culture and are committed to building a workforce which reflects the diversity of the customers and communities we serve. Together we’re building a truly inclusive workplace where all of our colleagues have the opportunity to make a real difference

Please refer the Job description for details