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Lead CMD - Retail| Mumbai at CSB Career Site

Mumbai, maharashtra, India -

Full Time

Start Date

Immediate

Expiry Date

15 Aug, 26

Salary

0.0

Posted On

17 May, 26

Experience

10 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Credit Monitoring, Portfolio Health, Regulatory Compliance, Credit Exposure Assessment, Stress Testing, Portfolio Analytics, Digital Transformation, Retail Lending, Risk Management

Industry

Banking

Description

1. To lead and manage the end-to-end retail credit monitoring function, ensuring portfolio health, regulatory compliance and strategic alignment with the bank’s risk appetite. 2. Assessment of credit exposures. 3. Early identification of potential credit deterioration, Stress testing – processes, compliance, product, underwriting. 4. The ideal candidate will bring deep expertise in banking credit products, regulatory frameworks, and portfolio analytics. 5. The role involves oversight of portfolio analytics and digital transformation initiatives across all retail lending products like Credit card, Gold Loan, MFI, LAP/ HL, EL, PL, wheelers (2W/4W/CV), Equipment (CE/ HCF/ ML), LAS etc.

Responsibilities

Lead and manage the end-to-end retail credit monitoring function to ensure portfolio health and regulatory compliance. Oversee portfolio analytics and digital transformation across various retail lending products.