Lead Specialist, Loan Operations at First National Bank

, , United States -

Full Time

Start Date

Immediate

Expiry Date

05 Apr, 26

Salary

64497.0

Posted On

05 Jan, 26

Experience

2 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Excellent Verbal Communication, Excellent Written Communication, Time Management, Problem Solving, Bookkeeping, Microsoft Suite Proficiency, Proactive Thinking, Customer Service, 10-Key Skills, Keyboarding Skills

Industry

Banking

Description

At FNBO, our employees are the heart of our story—and we’re committed to their success! Please see below the details of this career opportunity and how it fits into our organization’s success. Summary of the Job: This role is to collect and prepare documents for closing loans, coordinating the process, review the docs for errors, and when necessary, take action to correct said error(s) and learn from the errors. Maintaining a learning mindset demonstrating you are motivated to learn something new and willing to make changes. About This Role: Document Coordination: Determine the appropriate documentation and coordinate the preparation of LaserPro loan documents or between attorneys and the lending staff. Review and analyze credit transactions to determine the appropriate documentation to utilize for each loan. Communicate any questions and issues to the lender and management if appropriate. Utilize legal counsel when appropriate and in conjunction with lenders and lending management. Review attorney prepared loan documentation to ensure that the documentation has been prepared in accordance with approved deal and that all applicable compliance issues have been addressed. Analyze collateral requirements and ensure that the necessary documentation prepared and in place to evidence the debt and perfect the bank’s security interest. Review loan agreements to ensure that they are consistent with financial monitoring requirements and loan covenants as approved by loan committee. Review participation certificates to ensure they are consistent with the loan memo/deal as approved and appropriately escalate any discrepancies to the lender FN Operations management as necessary. Post-Closing Documentation Review and Communication: Review loan transactions after closing to identify any documentation deficiencies or compliance issues. Communicate issues to lenders, lending unit management and department management. Submit completed files to FNTO Loan Servicing for booking. Review transactions for any purchased participations to ensure that all required financials and documents have been received and that the appropriate ticklers are established. Review attorney prepared loan documentation to ensure that the documentation has been properly executed and that all applicable compliance issues have been addressed. Communicate file review findings and issues to lenders, lending team management and FNBO management as appropriate. Route all applicable documents to imaging system. Collateral Management: Follow up to ensure that all security interests in collateral have been perfected and ticklers have been established correctly. Follow up on all collateral and lien perfection documentation such as real estate title polices and UCC filings to ensure that they are appropriately recorded or filed and received in a timely manner. Review due diligence and doc checklist to ensure that all appropriate collateral documentation has been received and establish the proper ticklers to track any ongoing needs or noted file deficiencies. Exception Processing: Assist lending staff with the correction of exceptions and deficiencies. Participate in regularly scheduled, monthly TBR meetings with lenders, analysts, and appropriate management. Assist in researching Loan Review documentation exceptions and establishing the proper ticklers to note and track file deficiencies. Assist lenders and lending team management in the correction of outstanding exceptions. Communicate any significant issues to FNO management. Compliance: Understand and comply with bank policy, laws, regulations, and the bank’s BSA/AML Program, as applicable to your job. Complete compliance training and adhere to internal procedures and controls, as required. Report any known violations of compliance policy, laws or regulations. Report any suspicious customer and/or account activity. Review pending loan transactions to determine what regulations are applicable, and follow-up to ensure compliance. Diligence is required in relation to FDPA, FIRREA, Reg B and US Patriot Act. Identify any legal, policy or regulatory issues and communicate such to lenders, lending team management and FNO management as appropriate. Professionalism/Attendance: Exhibit professional behavior and promote positive working relationships. Maintain regular and predictable attendance in alignment with departmental/divisional policy The Ideal Candidate for This Role: Key Skills: Excellent verbal and written communication is a must, including the ability to honor differing opinions and treat others with dignity and respect at all times. Excellent time management skills including but not limited to the ability to organize, prioritize, and manage multiple projects with minimal supervision within assigned deadlines. Ability to define problems, establish facts, draw valid conclusions and anticipate what needs to be done to accomplish resolutions. Knowledge of bookkeeping and balancing concepts with an understanding of the proper use of debits and credits. Must be proficient in the use of personal computers and the Microsoft suite of software products. Demonstrated proactive thinking in a production/operational department. Excellent 10-key skills and keyboarding skills. Customer service Mortgage Loan Servicing Candidates must possess unrestricted work authorization and not require future sponsorship. Compensation: Compensation range (base pay): $40,310.00-$64,497.00 This role may have a specific starting pay within this range. Final compensation offer to candidate may vary from posted hiring range based upon work experience, education, and/or skill level. Work Environment: This position is open to remote candidates, reflecting our commitment to attracting exceptional talent regardless of geography. We've designed a flexible work arrangement that adapts to your geographic location. For candidates residing within 30 miles of the primary posted location, this position requires onsite presence three (3) days a week. For those beyond this radius, embrace the freedom to contribute to our mission remotely while maintaining strong team connections. Regardless of your location, you'll be fully integrated into our team through robust digital collaboration tools and regular communication. Please note that work location is subject to change based on business needs. Benefits Overview: We offer a variety of benefits designed to keep you and your family physically and financially healthy. Not only do we offer a competitive salary and work-life balance, we offer benefits to match your needs: Medical, Dental, Vision Insurance 401k, With Matching Contributions Time Off Programs Health Savings Account (HSA)/Dependent Care Employee Banking Growth Opportunities Tuition Assistance Short-Term/Long-Term Disability Insurance Learn more about FNBO benefits here: https://www.fnbo.com/careers/benefits/. For additional information regarding compensation and benefits, e-mail FNBO at TAGAdmin@fnni.com. To ensure you receive a response, include the number of this job (listed below) in the subject line of your message. Job number: R-20251794 Equal Opportunity & Belonging: FNBO believes that the quality of our employee experience is at the heart of our customer experience. One key pillar of our intended employee experience is Belonging. Belonging means we are committed to fostering a workplace culture where employees of all backgrounds feel valued, recognized, and empowered to be their authentic selves—no matter their role or where they are in their journey. Learn more here. FNBO is an equal opportunity employer for all employees and applicants and makes employment decisions without regard to status or identity. Click here to download 'EEO is The Law' Self-Print Poster Click here to download 'EEO is The Law' Supplement for Federal Contractors Click here to download 'EEO is The Law' GINA Supplement FNBO is an Equal Opportunity/Affirmative Action/Veterans/Disability Employer - Member FDIC FNBO follows federal law regarding the use of marijuana (this applies to all non-California applicants) Application Deadline: All our jobs will be posted for a minimum of 5 calendar days. Job postings may come down prior to 5 calendar days based on volume of applicants. Grow Your Career with FNBO! For more than 165 years, our holding company - First National of Nebraska - has grown to nearly 5,000 employees with locations in nine states and $30 billion in assets. We are proud to serve our customers and communities with banking offices located in Nebraska, Colorado, Illinois, Iowa, Kansas, Missouri, South Dakota, Texas and Wyoming. First National Bank of Omaha (FNBO) believes that a bank should be a force for good in the world; to positively influence the lives of our employees, customers and the success of the communities we serve. Whether you're just beginning your career or taking it to the next level, you'll find your fit here. Bilingual Careers Internships & Trainee Program FNBO believes that the quality of our employee experience is at the heart of our customer experience. One key pillar of our intended employee experience is Belonging. Belonging means we are committed to fostering a workplace culture where employees of all backgrounds feel valued, recognized, and empowered to be their authentic selves—no matter their role or where they are in their journey. FNBO is an equal opportunity employer for all employees and applicants and makes employment decisions without regard to status or identity. We strive to represent the communities in which we serve. Learn more here. FNBO endeavors to make our site accessible to any and all users. If you would like to contact us regarding the accessibility of our website or need assistance completing the application process, please contact HR Solution One via either email or phone using the contact information below. Online (Primary Response Hours: M-F, 8a-5p Central) hrsolutionone@fnni.com Phone (Available: M-F, 10a-2p; Central) (855) 470-3777 (402) 602-3777

Responsibilities

The Lead Specialist in Loan Operations is responsible for collecting and preparing documents for closing loans, coordinating the process, and reviewing documents for errors. This role also involves post-closing documentation review, collateral management, and compliance with bank policies and regulations.