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Legal Manager-CREDIT CARD-Hardship Assistance Unit at Kotak Mahindra Bank
, , -
Full Time

Start Date

Immediate

Expiry Date

17 Jan, 26

Salary

0.0

Posted On

19 Oct, 25

Experience

10 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

No

Skills

Risk Management, Portfolio Monitoring, Credit Approval, Team Leadership, Relationship Management, Product Launch, Policy Formulation, System Implementation, Rural Lending, Consumer Durable Loans, Digital Business Finance, Controllership, Automation, Cross Selling, Consumer Business Understanding, Travel

Industry

Banking

Description
Risk Manager Department Kotak Mahindra Bank Ltd – Consumer Durables Location Mumbai – HO Number of Positions One Reporting Relationship Reporting to Business Head – Consumer Durables Business Position Grade M7-M8 Risk management & Portfolio monitoring for Consumer durable loans. Managing Risk containment unit for Consumer businesses Portfolio monitoring and continuous review of Consumer durable, Digital Business finance, Life style business, Personal loan cross sell Improving controllership by way of building strong system Building and automating credit approval engine Support launch of new products with policy & system build and implementation Formulating Risk policy & support to launch Digital product Drive and support initiatives to build scale Rural lending business Qualification – MBA and/or Professional Degree preferred · Job Knowledge and experience – Should have at least 15 years of experience in credit / risk environment Should have at least 6 years of experience in heading risk / credit for a large setup Should have good understanding of CD Business & Retail industry Should be able to drive and work with a Team reporting Should be a Team player, Relationship person and should be ready to travel widely
Responsibilities
The role involves risk management and portfolio monitoring for consumer durable loans, as well as managing the risk containment unit for consumer businesses. Additionally, it includes supporting the launch of new products and formulating risk policies.