Lending Clerk at American 1 Credit Union

Jackson, Michigan, United States -

Full Time

Start Date

Immediate

Expiry Date

07 May, 26

Salary

21.13

Posted On

06 Feb, 26

Experience

0 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Title Work Facilitation, Lien Release Obtaining, Lien Placement, Liaison With Dealerships, Attention To Detail, Confidentiality, Scorecard Performance, Organization, Prioritization, Problem Solving, Regulatory Processes, Customer Service, Data Input, Written Communication, Verbal Communication, Loan Documentation

Industry

Banking

Description

We are looking for a Lending Clerk who would be responsible for facilitating the completion of title work, obtaining lien releases, submitting the completed documentation, and recording lien placement, and other duties. * Do you have experience acting as a liaison with dealerships? * Are you detailed oriented to ensure all paperwork is processed correctly? If so, we invite you to consider a career at American 1 Credit Union. Below are more details before you decide to apply: * Location: onsite in Jackson, MI * Position: Lending Clerk * Hourly: $21.13 * Benefits start on day one: Health, Dental, Vision, Responsible Time Off * All offers of employment are contingent upon background screens ---------------------------------------- The Lending Clerk is responsible for ensuring accurate and timely lien placement for all collateralized consumer loans. This position serves as a liaison between Branch Operations, dealerships, members, and other third-party partners to obtain required title documents and remedy outstanding collateral items. The Lending Clerk processes and secures lien perfection for both in-state and out-of-state transactions, obtains lien releases, and maintains documentation necessary to ensure collateral integrity. Essential Job Functions: * Focus on Purpose/Mission: Focuses on the Credit Union's Purpose and Mission Statement of creating financial wellness in our community through personal, everyday banking. * Engaged Communication and Collaboration: Ensure that engagement between coworkers and members is meaningful, with a focus on listening to learn and offering high-quality solutions. Providing administrative support to Branch Operations and Lending teams and assisting with training support for the Lien Placement Process. * Attention to Detail and Confidentiality: Ensure that all title tracking, lien placement, and regulatory processes are done accurately. Maintain confidentiality by avoiding unauthorized disclosure of member information. * Achiever & Goal Driven: Scorecard performance, organization, prioritization, and execution of tasks to proactively solve problems and meet deadlines. * Employee Culture: Committed to building and supporting an engaging and inclusive culture for all. * Core Process, Policy, and Procedure Review: Follows all company processes, policies, and procedures, including customer identification and all BSA requirements. * Community Advocate: Serves as a representative of the credit union while in the community. Competencies Required: * People Focused and Strong Communication: Empathetically seek understanding of what members and employees require, expect, and use available resources, policies, and opportunities in their best interest without compromising institutional core values and core focus. * Achiever, Initiative and Goal Driven: The employee drives for results and success, is committed to their job, sets high standards of performance, pursues aggressive goals, and works hard to achieve them, displays a high level of effort and commitment to work, and takes ownership. Apply new ways of thinking and create innovative ideas. Plans work and carries out tasks without detailed instructions; makes constructive suggestions; prepares for problems or opportunities in advance; undertakes additional responsibilities; responds to situations as they arise with minimal supervision; creates novel solutions to problems. Pays special attention to close detail and is committed to accuracy. * Focused, Decision Making and Problem Solving: Has a strong sense of urgency about proactively solving problems and getting work done; gain support by collaborating effectively for ideas, proposals, projects and solutions, take initiative; make and/or facilitate decisions considering impact on others and/or the credit union; reach sound decisions and exercises good judgment based on balanced consideration of facts, priorities, and alternatives; make decisions in agreed upon time frame; take initiative to identify and resolve problems; demonstrate ability to examine existing problems/issues in new ways. * Engaged and Collaborative: The employee will work with others to achieve common organizational goals in a spirit of honoring diversity and mutual respect. Effectively communicates by actively listening and sharing relevant information with co-workers, supervisor(s), and members to anticipate problems and ensure the effectiveness of the institution. * Trustworthy, Reliability and Confidentiality: Personally responsible; completes work in a timely, consistent manner; works hours necessary to complete assigned work; is regularly present and punctual; arrives prepared for work; is committed to doing the best job possible; keeps commitments. Able to keep all information obtained confidential, including member, employee, and credit union information. Ensures core processes, policies, and procedures are followed. Key Accountabilities: * Document & Collateral Integrity Management * Title Tracking and Lien Placement * Compliance/Regulatory Processes * Scorecard Performance Requirements: * A minimum education of a high school diploma or GED. * 1–2 years of previous Credit Union/banking experience in the lending field, specifically knowledge of titles, preferred. The Ideal Candidate: * Experience with loan documentation, collateral requirements, and lien processing preferred. * Ability to provide courteous, knowledgeable, and professional customer service both in person and on the telephone. * Strong skills operating a personal computer, including Microsoft Word, Microsoft Excel, Microsoft Outlook, and navigating the internet. * Ability to perform accurate data input into a variety of software. * Ability to take initiative, work independently, exercise good judgment, and manage multiple tasks while meeting deadlines with minimal supervision. * Excellent written and verbal communication skills. NOTE: The above statements are intended to describe the general nature and level of work being performed by people assigned to this classification. They are not to be construed as an exhaustive list of all responsibilities, duties, and skills required of personnel so classified. All personnel may be required to perform duties outside of their normal responsibilities from time to time, as needed.

Responsibilities

The Lending Clerk ensures accurate and timely lien placement for all collateralized consumer loans, serving as a liaison to obtain required title documents and remedy outstanding collateral items. This role involves processing and securing lien perfection for various transactions, obtaining lien releases, and maintaining necessary documentation for collateral integrity.