COMPANY PROFILE

RiverBank is one of Luxembourg’s fastest growing financial services companies. Our purpose is to help established SMEs, one of the last major underserved opportunities in banking, by addressing all their financing needs. These businesses form the backbone of local communities, yet remain largely neglected by both traditional high street banks and digital providers. At RiverBank, we are committed to changing that.

QUALIFICATIONS AND EXPERIENCE

· Bachelor’s degree in finance, business, or a related field
· 2+ years of experience in lending operations or loan servicing
· Strong understanding of the loan lifecycle and lending regulations
· Excellent organizational and communication skills
· Proficient in Microsoft Office
· SEPA payment experience
· Ability to work well in a fast-paced, high-volume environment and handle multiple tasks simultaneously.

PURPOSE OF THE ROLE

RiverBank is seeking a highly motivated and detail-oriented Lending Operations Analyst to join our Lending Operations team, reporting to Head of Lending Operations. The Lending Operations Analyst will be responsible for managing loan processing and closing activities, ensuring loan documentation is complete and accurate, and performing loan servicing functions. The ideal candidate will have a strong understanding of lending operations and the loan lifecycle, as well as excellent organizational and communication skills.

PRIMARY RESPONSIBILITIES

· Manage loan processing and closing activities
· Ensure KYC and loan documentation is complete, accurate, and in compliance with regulations and company policies
· Monitor loan portfolio and perform loan servicing functions, such as loan payment processing, escrow disbursements, and loan maintenance
· Collaborate with cross-functional teams, including underwriting, loan origination, and loan servicing, to resolve any issues and improve processes
· Analyze loan portfolio and perform regular reporting to management on portfolio performance and loan servicing activities
· Coordinating the Bank’s cash operations and payment processing
· Support the development of RiverBank’s operations platform
· Stay up-to-date with industry developments and make recommendations for process improvements