Licensed Appraiser at Golden State Farm Credit

Kingsburg, California, United States -

Full Time

Start Date

Immediate

Expiry Date

15 Jun, 26

Salary

191387.0

Posted On

17 Mar, 26

Experience

10 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Property Inspection, Data Analysis, Valuation, Market Research, USPAP Compliance, Title Report Review, Peer Review, Staff Training, Customer Communication, Lending Process Coordination, Appraisal Software Proficiency, Problem Solving, Agricultural Knowledge, Real Estate Principles, Highest And Best Use Determination

Industry

Banking

Description

Are you an experienced Appraiser looking for an opportunity to put your skills to use in agricultural properties? If you have a collaborative personality and this sounds like you, then Golden State Farm Credit’s Licensed Appraiser position is your perfect opportunity! We're looking for a full-time Appraiser to be assigned to our Chico or Kingsburg, CA office location. The ideal candidate is a career minded individual who enjoys taking initiative and proactively identifying what needs to be done in our family oriented company that supports those that feed the world. Our team at Golden State Farm Credit is united in our efforts to support rural communities and the agricultural industry. We offer a distinct work environment that fosters collaboration amongst teams, promotes a customer-centric approach to service, rewards those who take initiative, and provides a variety of projects to create an engaging work culture. We value teamwork, continuous learning, and the positive impact that our dedicated employees make. Intrigued? Want to know more? Apply at https://goldenstatefarmcredit.com/careers/ or review the full job description below. DEADLINE TO APPLY: Continuous Until Filled Salary Range Appraiser I: $78,521 - $120,026 Appraiser II: $97,454 - $151,095 Senior Appraiser: $121,726 - $191,387 In addition to salary, the Association has a team based incentive program that provides an opportunity for up to 15% payout of base salary based upon Association performance. Full Time Exempt _________________________________________________________________________________ Position Summary: Appraisers complete appraisals for internal and external clients by inspecting, researching, analyzing, and valuing property. Appraisal authority, productivity, complexity of appraisal, and years of experience may differentiate the Appraiser levels. Essential Functions: Appraisal Services Meets with customer and completes physical inspection of the subject property including buildings, land, permanent plantings, water systems/resources, and other property characteristics Completes physical inspections of comparable sales Collects and analyzes specific property and general market data Researches, confirms, analyzes, inspects, and enters sales and rental information in the Association’s database Determines the highest and best use of the subject property Selects the market data that is most appropriate for the valuation of the subject property Concludes an opinion of value Provides summary of the subject property’s physical characteristics, valuation process, and value conclusion in a written report Ensures appraisals meet the Uniform Standards of Professional Appraisal Practice (USPAP) and company expectations and guidelines Reviews preliminary title report and determines if the legal description is correct and describes the property accurately Determines if the exceptions to the title impact the subject’s value Works directly with the title company to correct errors if necessary Peer reviews other appraiser’s work and communicate findings Reviews, communicate findings, and co-sign larger appraisals Department Projects Trains non-licensed appraisal staff when necessary Participates in special projects, as assigned Communication Works closely with internal and external customer base by providing written and verbal communication Coordinates and assists throughout the appraisal and lending process Identifies areas of concern specific to the subject property and consults with loan officers and loan documentation specialists as needed Represents the Association at various community events Education Attends educational offerings to stay informed of trends influencing various commodities, farming practices, and other pertinent topics Remains current with continuing education for the appraisal license and designations Data Security and Confidentiality Appropriately protects the confidentiality, security, and integrity of the Association’s systems and data and clients’ data Commitment and Support of Association Mission Understands, applies, and supports the Association mission and vision statement in a positive, professional manner at work and with customers in all settings Senior Appraiser Responsibilities May Include: Leadership Trains non-licensed appraisal staff when necessary Offers highly independent expertise and recommendations to leadership and team members related to the business unit or workforce of the department to help resolve complex issues Reviews Association policies and procedures, and recommends improvements within one’s specific area of expertise Shares expertise related to appraisal Participates in Special Projects, as assigned Knowledge & Skills: Knowledge, understanding, and application of appraisal concepts, regulations, processes, and procedures related to the Uniform Standards of Professional Appraisal Practices. Knowledge, understanding, and application of appropriate industry expectations and guidelines in the valuation of chattel and real property. Knowledge of the agriculture, financial and real estate industry, and applied business mathematics and principles. Knowledge of title issues, easements, and legal descriptions. Knowledge of typical crops and land uses, equipment types/uses, building types/uses, livestock, and yield potential. Knowledge of soil and drainage characteristics, ground/surface water resources, and accompanying regulations. Knowledge of various governmental agencies and their permitting processes that impact the potential use and value of property. Knowledge of Microsoft Office Suite, computers, current appraisal-related software, and other office tools. Ability to effectively read, write, and communicate in the English language. Skill in serving and working effectively with both external and internal customers in a professional, respectful manner. Skill in analyzing information and problem solving to formulate logical and objective conclusions. Qualifications: Appraiser I Education: Bachelor’s Degree in Agriculture, Agricultural Business, Agricultural Science, Real Estate, Finance, or a related field Experience: 2-3 years of basic agricultural appraisal experience, experience in the area of real estate appraisal with an emphasis on appraising agricultural producing properties Certifications: Certified General Appraiser License Appraiser II Education: Bachelor’s Degree in Agriculture, Agricultural Business, Agricultural Science, Real Estate, Finance, or a related field Experience: 4-5 years of increasingly complex agricultural, facility, transitional, and other appraisal experience Certifications: Certified General Appraiser License Senior Appraiser: Education: Bachelor’s Degree in Agriculture, Agricultural Business, Agricultural Science, Real Estate, Finance, or a related field Experience: 8-10 years of increasingly complex agricultural, facility, transitional, and other appraisal experience Certifications: Certified General Appraiser License, ARA and/or MAI designation preffered Or an equivalent combination of education and experience sufficient to perform the essential functions of the job. Physical Demands: Positions in this class requires: typing, talking, hearing, seeing, and repetitive motions. May be required to lift up to 20 pounds, carry, push, pull or otherwise move objects while completing essential functions. Must be able to remain in a stationary position most of the time. The employee is required to have close visual acuity to perform activities such as: preparing and analyzing data and figures, understand information communicated via computer screens, and/or written text. Also requires: climbing, balancing, stooping, kneeling, crouching, grasping, measuring, photographing, walking on uneven surfaces and/or confined areas. Working Conditions: This position is subject to office and outdoor working conditions. Indoor Office Conditions: Employees work in an office environment with moderate noise levels, controlled temperature conditions, and no direct exposure to hazardous physical substances. Outdoor Conditions: Employees may be subjected to environmental conditions and atmospheric conditions, including: dusts, fumes, extreme temperatures, inadequate lighting, and intense noises. This position requires approximately 40% travel time. In both environments employees may interact with upset staff and/or public and private representatives in interpreting and enforcing departmental policies and procedures. The above statements are intended to describe the general nature and level of work being performed by associates assigned to this classification. They are not to be construed as an exhaustive list of all responsibilities, duties, and skills required of personnel so classified. All personnel may be required to perform duties outside of their normal responsibilities from time to time as needed. Golden State Farm Credit is an Equal Opportunity Employer and provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to: race (including traits historically associated with race, such as hair texture and protective hairstyles), relation (all aspects of religious belief, observances and practices including religious dress and grooming practices), color, national origin, ancestry, identity, gender expression, actual orperceived sexual orientation, marital status, military and veteran status, civil air patrol status, age, physical or mental disability, genetic information or medical condition, except where physical fitness is a valid occupational qualification or any other consideration made unlawful by federal, status or local laws. Applicable law also prohibits unlawful discrimination based on the perception that anyone has any of the foregoing characteristics. “National origin” also includes discrimination against an individual because of their primary language or because that person holds or presents the California driver’s license issued to those who cannot document their lawful presence in the United States, as well as discrimination based upon any of the following: an indivudual’s or the indivudual’s ancestors’ acutal or perceived physical, cultural, or linguistic characteristics associated with a national origin group; marriage to or association with individual’s of a national origin group; tribal affiliation; membership in or association with an organization identified with or seeking to promote the interests of a national origina group; attendance or participation in schools, churches, temples, mosques or other eligious institutions generally used by persons of a national origin group; or a name that is associated with a national origin group An applicant’s or employee’s immigration status will not be considered for any Association employment purpose except as necessary to comply with federal, status or local laws. California law also prohibits discrimination against individuals providing services in the workplace pursuant to a contract, unpaid interns and volunteers on the basis of actual or perceived race, color, creed, religion, sex, physical or mental disability, genetic information or age. This applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation and training.

Responsibilities

Appraisers are responsible for completing property valuations for clients by conducting physical inspections, researching market data, analyzing findings, and concluding an opinion of value in a written report that adheres to USPAP standards. Essential functions also include coordinating with title companies, peer reviewing colleagues' work, and consulting with loan officers on property concerns.