EMPLOYER RIGHTS:

This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason.
What To Do Next:
If this sounds like a role you are interested in, then please apply.
We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at TAOps@santander.us to discuss your needs.
Primary Location: Dallas, TX, Dallas
Other Locations: Texas-Dallas
Organization: Banco Santander S.A

The Sr. Associate, Commercial & Wholesale Operations is responsible for supporting all Back Office related activities covering all aspects of their aligned product/business area to ensure the efficient delivery of all products and services to the Bank’s clients while developing and maintaining direct contact and good working relationships with existing clients and internal stakeholders.

• Team Leadership & Oversight:
• Supervise a team of loan servicing analysts responsible for agency and non-agency loan servicing activities.
• Allocate daily tasks, monitor workloads, and ensure adherence to internal controls and deadlines.
• Conduct regular team meetings to review performance, share updates, and address challenges.
• Loan Servicing Execution:
• Manage the full lifecycle of syndicated and non-agency loans, including loan and letter of credit setup, documentation review, funding, and reconciliation.
• Ensure accurate and timely servicing of loans and letters of credit in accordance with industry standards and client requirements.
• Coordinate with counterparties, agents, and custodians to resolve discrepancies and ensure smooth servicing.
• Stakeholder Communication:
• Serve as the primary point of contact for internal stakeholders including front office, credit risk, legal, compliance, and technology teams.
• Escalate and resolve servicing issues, delays, and operational risks in a timely manner.
• Provide regular updates and reporting to senior management on loan volumes, exceptions, and KPIs.
• Process Improvement & Risk Management:
• Identify inefficiencies and implement process enhancements to reduce servicing times and operational risk.
• Collaborate with technology teams to automate manual processes and improve system functionality.
• Maintain and update standard operating procedures (SOPs) and ensure team adherence to best practices.
• Regulatory & Compliance Oversight:
• Ensure execution with compliance with internal policies, regulatory requirements (e.g., SOX, FDPA, Regulation H), and industry standards.
• Support internal and external audits by providing documentation, responding to inquiries, and implementing corrective actions.
• Provide and report on key risk indicators (KRIs) and support the development of control frameworks.
• Training & Development:
• Mentor and train junior staff on loan servicing processes, systems, and industry practices.
• Foster a culture of accountability, continuous learning, and operational excellence

5+ years of experience in loan operations, with at least 2 years in a leadership or supervisory role.

• Familiarity with regulatory frameworks such as FDPA, Regulation H and SOX.
• Experience working in a global banking environment.
• Proficiency in Excel, SQL, and workflow tools.
• Strong knowledge of syndicated and non-agency loan products, servicing processes, and industry platforms (e.g., Syndtrak, Debtdomain, LoanIQ, Trade Innovation).
• Excellent analytical, organizational, and communication skills.
• Proven ability to manage multiple priorities and meet tight deadlines