LOAN OFFICER – ELIZABETHTOWN, NC

Are you passionate about supporting agriculture and rural communities? Do you thrive in a relationship-driven environment where your analytical skills and customer service make a real impact? If so, we want to hear from you!
As a Loan Officer at AgCarolina Farm Credit, you’ll play a key role in originating and servicing loans, marketing financial services, and developing strong relationships with borrowers in both the commercial and consumer markets. You’ll work independently to manage a loan portfolio while contributing to the growth of our Association. As a Loan Officer in the Elizabethtown branch, you will serve both consumer and commercial borrowers primarily in Bladen, Robeson, Cumberland, and parts of Columbus counties. You’ll be part of a culture that values mentorship, candid conversations, attention to detail, and timely decision-making—all in service of agriculture and rural communities.

WHY JOIN US?

If you’re looking for:

• Competitive pay, including eligibility for incentive pay
• Comprehensive benefits (medical, dental, life, LTD, and others)
• Company-matched 401(k) (100% match of the first 6% you defer)
• Commitment to training and professional development
• Meaningful work that allows you to make a difference in agricultural and rural communities
• Opportunities for work-life balance
• A great work environment with colleagues who share a commitment to our core values

• Actively participate and seek lending relationships with existing and new customers
• Market and sell Association financial services including leasing, crop and life insurance, Farm Credit Express, and preferred stock
• Coordinate applications for branch-referred new and existing customers
• Interview applicants and analyze credit and financial data using the five credit factors and differential analysis
• Use delegated authority to approve loan structures, pricing, and conditions
• Evaluate risk of loan transactions and assign probability of default and loss given default
• Ensure loans comply with Association policies and procedures
• Collaborate effectively with team members and neighboring departments
• Remain active in community and industry events
• Demonstrate a commitment to fair lending practices
• Build and maintain positive working relationships to enhance the Association’s reputation