JOB SUMMARY

We are seeking a dedicated and experienced Loan Officer to join our financial services team. The ideal candidate will be responsible for guiding clients through the loan application process, ensuring compliance with all regulations, and providing exceptional customer service. This role requires strong financial sales skills, negotiation abilities, and a thorough understanding of mortgage servicing and underwriting processes.

REQUIREMENTS

• Proven experience as a Loan Officer or in a similar financial sales role.
• Strong negotiation skills with a focus on customer satisfaction.
• Familiarity with mortgage servicing, underwriting processes, and loan origination systems such as Quicken.
• Proficient in basic math and 10 key typing for accurate data entry.
• Knowledge of financial software and accounting practices relevant to the lending industry.
• Ability to conduct thorough credit analysis and understand contracts related to loans.
• Excellent communication skills with an emphasis on customer service excellence.
• Understanding of Fair Housing regulations and compliance requirements within the lending industry.
• Ability to work independently while managing multiple loan applications efficiently. Join our team as a Loan Officer where you can make a significant impact on our clients’ financial journeys while advancing your career in the dynamic field of financial services.
  Job Type: Full-time
  Pay: $35,000.00 - $45,000.00 per year

Ability to Commute:

• Miami Lakes, FL 33016 (Required)

Work Location: In perso

• Assist clients in identifying their loan needs and provide tailored solutions.
• Process loan applications, ensuring all documentation is complete and accurate.
• Conduct credit analysis to assess borrower eligibility and risk.
• Negotiate loan terms with clients while adhering to Fair Housing regulations.
• Collaborate with underwriters to facilitate timely loan approvals.
• Maintain knowledge of FNMA guidelines, TILA regulations, and industry standards.
• Utilize financial software and accounting tools to manage loan origination and processing tasks.
• Provide exceptional customer service throughout the loan lifecycle, addressing any client inquiries or concerns promptly.
• Prepare contracts and ensure compliance with banking regulations during the escrow process.
• Stay updated on market trends and changes in financial services to enhance sales strategies.