Loan Officer Assistant at Ruoff Mortgage

Fort Wayne, Indiana, United States -

Full Time

Start Date

Immediate

Expiry Date

27 Apr, 26

Salary

0.0

Posted On

27 Jan, 26

Experience

2 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Loan Documents, Mortgage Process, Loan Origination System, Documentation Gathering, Communication, Marketing Materials, Clerical Tasks, NMLS Certification, Real Estate Market Trends, Confidentiality, Self-Motivation, Organization, Flexible Hours, Decision Making, Report Writing, MS Office

Industry

Financial Services

Description

Description Position Summary Your primary role is to partner with and support one or more Senior Loan Officer(s) to assist with mortgage loans in a branch environment. This position interacts directly with customers and Realtors. Essential Responsibilities Understand loan documents, mortgage process and loan origination system to effectively manage an application through the system (including copying, scanning and uploading, etc…) Assist mortgage loan officers with gathering all necessary documentation from borrowers to ensure timely receipt of a mortgage loan pre-qualification. Track all outstanding items with borrowers to ensure timely receipt of necessary documentation. Work with processors and closers to help insure an effective process from initial borrower contact to loan closing. Maintain effective communication on loan status with applicants, realtors, other third parties and staff. Assist Senior Loan Officers with the preparation and distribution of marketing materials. Effectively maintain mortgage filing system and perform general clerical/administrative tasks as necessary. Secure and maintain NMLS Certification. Stay informed of trends and developments in the local real estate market and the competitive environment, as well as the changing rules and regulations pertaining to both private and government-insured mortgages. Maintain a professional image and standards consistent with company policies and procedures. Responsible for a high level of confidentiality and security while handling personal information; verbal and/or written documentation. Assist and support mortgage loan officers by performing other duties as assigned. Knowledge, Skills and Abilities Employee must at all times be able to meet any and all applicable qualifications and standards required for Loan Officer Licensure under the SAFE Act. Ability to read, write, and communicate at a level consistent with the requirements of this position and to generate independent leads for new business. Must be comfortable working with the public, and able to make good decisions and meet deadlines. Ability to write accurate reports and documents; holds self to a high level of quality. Must be self-motivated and enthusiastic to obtain personal and company goals. Ability to stay organized to easily retrieve information and documents as needed. Must be able to work flexible hours and be willing to travel. Must possess a valid driver’s license in the appropriate state. Flexibility to adapt to peak periods of heavy workload and pressure. Experience and Training High School Diploma or equivalent. A minimum of two years’ experience in the mortgage industry, preferred. Experience with Construction and Government loans; FHA, VA & USDA, preferred. Proficient with MS Office including Word and Excel. Some exposure to marketing and/or preparation of advertising materials. Employee must remain current on any and all applicable registration, licensing and training obligations required under the SAFE Act and/or any other state, federal or local laws pertaining to Loan Officer Certification or standards. Physical Demands and Work Environment Physical Demands: Mostly sedentary, however, while performing the duties of this job, the employee is occasionally required to walk; reach with hands and arms; stoop; talk and hear. Extensive reading and computer use is expected more than 50% of the time. Receiving and expressing detailed information verbally, in person and by telephone is essential. Must be able to verbally communicate effectively with others. Occasionally lift and/or move up to 15 pounds. Regular attendance is necessary and essential to this position. Work Environment: Professional atmosphere in a branch environment While performing the duties of this job, the employee may be exposed to weather conditions prevalent at the time. Care must be observed while driving – absolutely no texting while driving. Job Dimensions Reporting to this position: No direct reports Internal Relationships: Daily supervision from Sr. Loan Officers. Also interacts with Admins, Processors, Closers, Underwriters and Managers External Relationships: Realtors and Brokers, Developers, Builders, Applicants, Appraisers and Title Companies Why is Ruoff Mortgage the right career choice? At Ruoff Mortgage, we truly believe that where you work and loving your job matters, so you will receive all the vital resources necessary for your career to take off! Our team is focused on helping our clients achieve their home borrowing goals while providing our employees with a rewarding, professional experience, and a friendly team-oriented work environment. We offer a comprehensive Ruoff Total Rewards benefits package designed to support the well-being and success of our employees. Health & Wellness: Enjoy comprehensive health insurance plans, including medical, dental, and vision coverage, to keep you and your family healthy. Retirement Savings: Take advantage of a 401(k) plan with company match to help you plan for your future. Paid Time Off: Benefit from paid vacation, holidays, and sick leave to ensure you maintain a healthy work-life balance. Professional Development: We support your growth with training, education, and opportunities for career advancement. Employee Assistance Program (EAP): Access confidential counseling and support services for personal or professional challenges. We’re committed to providing our employees with the tools and resources they need to thrive both personally and professionally. Ruoff Mortgage reserves the right to modify, interpret, or apply this job description in any manner the company desires. This job description in no way implies that these are the only duties, including essential duties, to be performed by the employee occupying this position. This job description is not an employment contract, implied or otherwise. The employment relationship remains “At Will.” The aforementioned job requirements are subject to change to reasonably accommodate qualified individuals with disabilities. While we thank all candidates for your interest in our company, only those selected for interviews will be contacted. Ruoff Mortgage is an equal opportunity employer.

Responsibilities

The Loan Officer Assistant partners with Senior Loan Officers to assist with mortgage loans, ensuring timely documentation and effective communication with clients and realtors. They also maintain the mortgage filing system and support marketing efforts.