That's the job.

Karlsruhe location – Your opportunity in the field of credit

To strengthen our credit team , we are looking for a dedicated Credit Officer/Credit Analyst (m/f/d). Do you want to take on responsibility, provide expert advice to clients, and help shape financing solutions? Then become part of our strong team at our Karlsruhe location!

• Trustworthy advice: You are the first point of contact for our customers (m/f/d) as well as the financial advisors (m/f/d) of DVAG and Allfinanz – from the initial feasibility check to the final credit decision and communication.
• Decision-making with foresight: You independently review and decide on (complex) loan applications. This involves assessing creditworthiness and collateral, adhering to regulatory requirements, and finding the optimal financing solution while considering risk, return, and sales aspects.
• Service with substance: With your solution-oriented and technically sound approach, you will sustainably convince our customers and sales partners.
• Professional development: Personal development is important to you. You actively contribute and are willing to tackle complex topics and grow from them.
• Shaping the future instead of managing the present: You actively participate in projects and working groups and drive process optimization forward with commitment and ideas.
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That's what we want.

• Solid training: You have successfully completed commercial vocational training in the banking sector – ideally supplemented by knowledge of building societies and an additional qualification such as a certified banking specialist (m/f/d)
• Experience & Know-how: You bring sound experience in processing and making credit decisions and possess solid business management knowledge, ideally in the area of ​​balance sheet analysis of self-employed individuals.
• Communication professional: You impress with your clear expression, your consulting skills, and a strong sense for customer needs and sales opportunities.
• Stable & flexible: Even in challenging situations you remain calm, think in a solution-oriented manner and show a high level of commitment.
• Team spirit with responsibility: You make decisions with a service-oriented mindset and reliability – as a team player we can always depend on.